Pros
- ✓Welcome Bonus: 85,000 points
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗High annual fee ($599/yr)
- ✗Foreign Transaction Fee (2.5%)
Our Review
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 85,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
- A rebate on NEXUS program application fees (up to $100 CAD) every 48 months†
- Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
- 6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
- First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
- Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
- 1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
- 1.25 points† per dollar on all other eligible purchases
Rewards
All Spending
1.25x
Aeroplan pts per dollar
Restaurants
1.5x
Groceries
1.5x
Travel
1.5x
Transit
1.5x
Gas
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
35,520
Aeroplan/yr
Estimated Value
$710
After Fees
+$111
1st Year Value
$1,811
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 31 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $2,500
Flight Delay
Up to $1,000
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
Unlimited
Concierge Service
24/7
Priority Boarding
Included
NEXUS Credit
—
Eligibility
Personal Income
$150,000
Household Income
$200,000
Terms & Conditions
Card Features
Up to $3,000 in value† including up to 85,000 Aeroplan points† and additional travel benefits could be yours. Conditions Apply.
- Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening†
- Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening†
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Additional Travel Benefits :
- Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†.
- Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
- Plus, cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program†
FAQ
What are the annual fees for the TD Aeroplan Visa Infinite Privilege Card?
The TD Aeroplan Visa Infinite Privilege Card has annual fees of $599 for the primary cardholder and $199 for additional cardholders.
What minimum income does the TD Aeroplan Visa Infinite Privilege Card require?
The TD Aeroplan Visa Infinite Privilege Card requires an annual personal income of $150,000 or a household income of $200,000.
How do you earn points with the TD Aeroplan Visa Infinite Privilege Card?
The TD Aeroplan Visa Infinite Privilege Card offers 2 points per dollar at Air Canada, 1.5 points on gas/groceries/travel/transit/restaurants, and 1.25 points on other purchases.
Do Aeroplan points expire with the TD Aeroplan Visa Infinite Privilege Card?
No, Aeroplan points from the TD Aeroplan Visa Infinite Privilege Card do not expire as long as you remain a primary cardholder in good standing.
What Air Canada benefits does the TD Aeroplan Visa Infinite Privilege Card offer?
The TD Aeroplan Visa Infinite Privilege Card includes unlimited access to Maple Leaf Lounges, priority boarding, priority baggage handling, and priority upgrades.
How many airport lounge visits does the TD Aeroplan Visa Infinite Privilege Card offer?
The TD Aeroplan Visa Infinite Privilege Card offers unlimited access to Maple Leaf Lounges plus 6 complimentary visits per year to international lounges.
Does the TD Aeroplan Visa Infinite Privilege Card offer a NEXUS reimbursement?
Yes, the TD Aeroplan Visa Infinite Privilege Card reimburses up to CA$100 every 48 months for the NEXUS application fee.
What medical insurance does the TD Aeroplan Visa Infinite Privilege Card offer?
The TD Aeroplan Visa Infinite Privilege Card includes travel medical insurance up to $5 million for 31 days (4 days if aged 65 or older).
Does the TD Aeroplan Visa Infinite Privilege Card offer a concierge service?
Yes, the TD Aeroplan Visa Infinite Privilege Card includes a complimentary Visa Infinite concierge service available 24/7.
Is the TD Aeroplan Visa Infinite Privilege Card a metal card?
Yes, the TD Aeroplan Visa Infinite Privilege Card is a premium metal card with high-end benefits.
Legal
†Terms and conditions apply.
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