TD Canada Trust

TD® Aeroplan® Visa Infinite Privilege* Credit Card

visa-infinite-privilege-enAeroplan

Compare

on TD Canada Trust's website

Annual Fee

$599

Welcome Bonus

85,000 pts

Spend $24,000 in 12 mo

Bonus Value

—

Estimated value

1st Year Value

$2,161

✓

Pros

✓Welcome Bonus: 85,000 pts
✓Airport lounge access
✓Purchase protection included
✓Travel medical insurance included

✗

Cons

✗High annual fee ($599/yr)
✗Foreign Transaction Fee (2.5%)

Our Review

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

20,000 Aeroplan points when you make your first purchase with your new card^†
35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per eligible dollar spent on:

Grocery stores and restaurants
Gas station, including fuel and EV charging
Travel and public transit

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

Rewards

All Spending

1.25x

Aeroplan pts per dollar

Restaurants

1.5x

Groceries

1.5x

Travel

1.5x

Transit

1.5x

Gas

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Restaurants1.5x

$160/month

Groceries1.5x

$400/month

Travel1.5x

$140/month

Transit1.5x

$140/month

Gas1.5x

$300/month

Recurring1.25x

$300/month

All other spending1.25x

$700/month

Points Earned

35,520

Aeroplan/yr

Estimated Value

$355

After Fees

$-244

1st Year Value

$-244

incl. welcome bonus

Annual rewards breakdown

Restaurants$1,920/yr × 1.5x

2,880 pts

Groceries$4,800/yr × 1.5x

7,200 pts

Travel$1,680/yr × 1.5x

2,520 pts

Transit$1,680/yr × 1.5x

2,520 pts

Gas$3,600/yr × 1.5x

5,400 pts

Recurring$3,600/yr × 1.25x

4,500 pts

All other spending$8,400/yr × 1.25x

10,500 pts

Total annual spend$25,680

Monthly spend$2,140

Average earn rate1.38x

Total points earned35,520 pts

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 31 days

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Up to $5,000

✓

Delayed Baggage

Up to $1,000

✓

Lost Baggage

Up to $2,500

✓

Flight Delay

Up to $1,000

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+2 year(s)

✓

Mobile Device

Up to $1,500

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate

21.99%

Cash Advance

22.99%

Foreign Transaction Fee

2.5%

Perks & Benefits

★

Airport Lounge

Unlimited

★

Concierge Service

24/7

★

Priority Boarding

Included

★

NEXUS Credit

—

Eligibility

Personal Income

$150,000

Household Income

$200,000

Terms & Conditions

Card Features

Up to $3,000 in value^† including up to 85,000 Aeroplan points^† and additional travel benefits could be yours. Conditions Apply.

Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Additional Travel Benefits :

Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate (up to $100 CAD)^†.
Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
Earn 1.5 points^† for every $1 you charge to your Card on eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Earn more at Starbucks: Link your eligible Card to earn 50% more Aeroplan points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. Conditions Apply.
Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
Enjoy your eUpgrades longer^† : Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use newly issued eUpgrade credits, for a total of 24 months from issuance.

FAQ

What are the annual fees for the TD Aeroplan Visa Infinite Privilege Card?

The TD Aeroplan Visa Infinite Privilege Card has annual fees of $599 for the primary cardholder and $199 for additional cardholders.

What minimum income does the TD Aeroplan Visa Infinite Privilege Card require?

The TD Aeroplan Visa Infinite Privilege Card requires an annual personal income of $150,000 or a household income of $200,000.

How do you earn points with the TD Aeroplan Visa Infinite Privilege Card?

The TD Aeroplan Visa Infinite Privilege Card offers 2 points per dollar at Air Canada, 1.5 points on gas/groceries/travel/transit/restaurants, and 1.25 points on other purchases.

Do Aeroplan points expire with the TD Aeroplan Visa Infinite Privilege Card?

No, Aeroplan points from the TD Aeroplan Visa Infinite Privilege Card do not expire as long as you remain a primary cardholder in good standing.

What Air Canada benefits does the TD Aeroplan Visa Infinite Privilege Card offer?

The TD Aeroplan Visa Infinite Privilege Card includes unlimited access to Maple Leaf Lounges, priority boarding, priority baggage handling, and priority upgrades.

How many airport lounge visits does the TD Aeroplan Visa Infinite Privilege Card offer?

The TD Aeroplan Visa Infinite Privilege Card offers unlimited access to Maple Leaf Lounges plus 6 complimentary visits per year to international lounges.

Does the TD Aeroplan Visa Infinite Privilege Card offer a NEXUS reimbursement?

Yes, the TD Aeroplan Visa Infinite Privilege Card reimburses up to CA$100 every 48 months for the NEXUS application fee.

What medical insurance does the TD Aeroplan Visa Infinite Privilege Card offer?

The TD Aeroplan Visa Infinite Privilege Card includes travel medical insurance up to $5 million for 31 days (4 days if aged 65 or older).

Does the TD Aeroplan Visa Infinite Privilege Card offer a concierge service?

Yes, the TD Aeroplan Visa Infinite Privilege Card includes a complimentary Visa Infinite concierge service available 24/7.

Is the TD Aeroplan Visa Infinite Privilege Card a metal card?

Yes, the TD Aeroplan Visa Infinite Privilege Card is a premium metal card with high-end benefits.

Legal

^†Terms and conditions apply.

Related Cards

American Express® Aeroplan®* Card

American Express Canada

$1,279

American Express® Aeroplan®* Business Reserve Card

American Express Canada

$2,226

CIBC Aeroplan® Visa* Business Card

CIBC

$2,215

CIBC Aeroplan® Visa Infinite* Card

CIBC

$1,603

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD Canada Trust. All trademarks are property of their respective owners.

Our Review

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

20,000 Aeroplan points when you make your first purchase with your new card^†
35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
Apply for the NEXUS program membership and once every 48 months get an application fee rebate (up to $100 CAD)^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per eligible dollar spent on:

Grocery stores and restaurants
Gas station, including fuel and EV charging
Travel and public transit

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

Terms & Conditions

Card Features

Up to $3,000 in value^† including up to 85,000 Aeroplan points^† and additional travel benefits could be yours. Conditions Apply.

Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Additional Travel Benefits :

Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate (up to $100 CAD)^†.
Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
Earn 1.5 points^† for every $1 you charge to your Card on eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Earn more at Starbucks: Link your eligible Card to earn 50% more Aeroplan points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. Conditions Apply.
Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
Enjoy your eUpgrades longer^† : Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use newly issued eUpgrade credits, for a total of 24 months from issuance.