Compare all Scotiabank credit cards. Scene+, Momentum, Passport Visa Infinite, and Gold Amex reviewed.
It comes with a welcome bonus of 80,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,281.
Annual Fee
$399
Rewards rate
2x
Sceneplus
Welcome Bonus
80,000 pts
1st Year Value
$1,281
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $1,232.
Annual Fee
$599
Rewards rate
1x
Sceneplus
Welcome Bonus
100,000 pts
1st Year Value
$1,232
It comes with a welcome bonus of 40,000 pts. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $1,191.
Annual Fee
$199
Rewards rate
1.5x
Sceneplus
Welcome Bonus
40,000 pts
1st Year Value
$1,191
It comes with a welcome bonus of 60,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $997.
Annual Fee
$150
Rewards rate
1x
Scene+
Welcome Bonus
60,000 pts
1st Year Value
$997
The Scotia Momentum® Visa Infinite +* Card offers the first year free (regular fee $120/yr). It comes with a welcome bonus of 300 pts. You earn 4x on groceries and 1x at restaurants. Estimated first-year value is $948.
Annual Fee
$120 $0
Rewards rate
1x
Cash Back
Welcome Bonus
300 pts
1st Year Value
$948
It comes with a welcome bonus of 45,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $911.
Annual Fee
$120
Rewards rate
1x
Sceneplus
Welcome Bonus
45,000 pts
1st Year Value
$911
The Scotiabank American Express® Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 5,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $393.
Annual Fee
$0
Rewards rate
1x
Sceneplus
Welcome Bonus
5,000 pts
1st Year Value
$393
The Scotiabank® Scene+™ Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 pts. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $345.
Annual Fee
$0
Rewards rate
1x
Sceneplus
Welcome Bonus
10,000 pts
1st Year Value
$345
You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $321.
Annual Fee
$49
Rewards rate
1x
Cashback
Welcome Bonus
—
1st Year Value
$321
The Scotia Momentum® No-Fee Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 100 pts. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $280.
Annual Fee
$0
Rewards rate
0.5x
Cashback
Welcome Bonus
100 pts
1st Year Value
$280
Complete Guide
Compare all Scotiabank credit cards. Scene+, Momentum, Passport Visa Infinite, and Gold Amex reviewed.
Scotiabank offers 14 credit cards spanning Scene+ rewards, cash back (Momentum), travel (Passport), and co-branded options. Their Scene+ program is one of Canada’s most versatile loyalty programs, earning points redeemable for movies, groceries, travel, and dining.
The Scotiabank Passport Visa Infinite is a standout for no-foreign-transaction-fee travel. The Scotia Momentum Visa Infinite offers one of the highest grocery cash back rates in Canada at 4%. The Scotiabank Gold American Express is a strong mid-tier travel option.
14
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The Scotiabank Passport Visa Infinite is ideal for travellers (no FX fees). The Scotia Momentum Visa Infinite is best for cash back on groceries (4%).
Scene+ points can be redeemed for Cineplex movies, groceries at Sobeys/IGA, travel bookings, dining at Recipe restaurants, and more.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
Cash Back
Travel
No Fee
Students
Groceries
Restaurants
No FX Fee
1st Yr Free
Balance Transfer
Lounges
Aeroplan
PC Optimum
Scene+
Amex Membership Rewards
CIBC Aventura
RBC Avion
BMO Rewards
TD Rewards
WestJet Rewards
Marriott Bonvoy
RBC
CIBC
BMO
American Express
TD
MBNA
National Bank
Neo Financial
Capital One
Desjardins
Tangerine
Rogers Bank
Laurentian Bank
Visa
Mastercard
Amex (network)
