on Scotiabank's website
For a limited time, by subscribing to Scotiabank Platinum American Express® Card, you can earn up to 80,000 points. That’s a value of $800 for trips including Airbnb.
With Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all your purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.
What’s more, with this card you pay no fees for foreign currency transactions, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.
And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).
Offer ends: 2026-07-01
All Spending
2x
Sceneplus pts per dollar
See how much you could earn with this card based on your spending.
Points Earned
44,640
Sceneplus/yr
Estimated Value
$446
After Fees
+$47
1st Year Value
$47
incl. welcome bonus
Travel Medical
Up to $2,000,000 / 31 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $2,500
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $1,000
Hotel Burglary
Up to $1,000
Travel Accident
Up to $500,000
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $65,000 / 48 days
Airport Lounge
10 visits/year
Concierge Service
24/7
Personal Income
$12,000
Household Income
$12,000
The card has a $399 annual fee.
The interest rate is 9.99% for purchases and cash advances.
You can earn 2X Scene+ points for every dollar in eligible purchases.
It offers 10 free airport lounge visits per year and full travel insurance.
No, there are no foreign currency transaction fees, only the exchange rate.
Yes, it offers insurance for mobile devices.
It includes privileged access to VIP airport lounges worldwide, a concierge service, and much more.
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Scotiabank. All trademarks are property of their respective owners.
