Compare all American Express network cards in Canada. Premium rewards, transfer partners, and improving acceptance.
It comes with a welcome bonus of 15,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,263.
Amex Membership Rewards
It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $1,411.
Amex Membership Rewards
It comes with a welcome bonus of 170,000 points. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,560.
Amex Membership Rewards
It comes with a welcome bonus of 80,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $847.
Scene+
Ends Jul 1, 2026
It comes with a welcome bonus of 45,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,088.
Scene+
Ends Jul 1, 2026
Complete Guide
Compare all American Express network cards in Canada. Premium rewards, transfer partners, and improving acceptance.
The American Express network includes about 16 cards in Canada issued directly by Amex. Unlike Visa and Mastercard, Amex is both the network and the issuer, allowing them to offer premium rewards and benefits that other networks can’t match.
Amex Membership Rewards points are among the most valuable in Canada, transferable 1:1 to Aeroplan, British Airways, Marriott, Hilton, and more. The Cobalt’s 5x on food and drink sets the standard for earn rates.
Amex acceptance has improved significantly in recent years. Most major retailers, restaurants, grocery stores, and online merchants now accept American Express. However, some smaller businesses and certain Costco warehouses do not, so pairing an Amex with a Visa or Mastercard is recommended.
5
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
Acceptance has improved greatly. Most major retailers, restaurants, and online merchants accept Amex. Some smaller businesses and Costco do not, so a backup Visa/Mastercard is recommended.
As both network and issuer, Amex can offer higher earn rates (5x on Cobalt) and direct transfer partnerships with airlines and hotels that bank-issued cards can’t always match.
Yes. Amex Membership Rewards points transfer 1:1 to Aeroplan, making Amex cards one of the best ways to earn Aeroplan miles on everyday spending.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
