Earn the most rewards on grocery shopping. Compare cards offering 2–5x points or 2–4% cash back at supermarkets.
It comes with a welcome bonus of 45,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,088.
Scene+
Ends Jul 1, 2026
It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $872.
NBC Rewards
Ends Jun 29, 2026
It comes with a welcome bonus of 15,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,263.
Amex Membership Rewards
The BMO eclipse Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of 70,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $951.
BMO Rewards
The Scotia Momentum Visa Infinite + Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 1x at restaurants. Estimated first-year value is $1,025.
Cash Back
Ends Nov 1, 2026
The CIBC Dividend Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $864.
Cash Back
The PC World Elite Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 20,000 points. You earn 30x on groceries and 10x at restaurants. Estimated first-year value is $420.
PC Optimum
Complete Guide
Earn the most rewards on grocery shopping. Compare cards offering 2–5x points or 2–4% cash back at supermarkets.
The average Canadian family spends $12,000–$16,000 per year on groceries. With the right credit card, that's $250–$800 in annual rewards. Cards that bonus groceries typically offer 2–5x points or 2–4% cash back at supermarkets.
7
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The Amex Cobalt earns 5x Membership Rewards points at grocery stores — the highest earning rate in Canada for groceries.
It depends on the card. Most Visa and Mastercard issuers classify Costco as a wholesale club, not a grocery store. The Costco Mastercard earns 3% at Costco specifically.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
