on CIBC's website
The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.
Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate on your first year’s annual fees†!
Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.
With this CIBC cash back credit card, you earn:
For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!
And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).
And this CIBC Cash Back Credit Card offers many insurance coverages:
All Spending
1x
Cashback pts per dollar
Gas
4x
Groceries
4x
Restaurants
2x
Recurring
2x
Transit
2x
See how much you could earn with this card based on your spending.
Points Earned
56,400
Cashback/yr
Estimated Value
$564
After Fees
+$444
1st Year Value
$444
incl. welcome bonus
Travel Medical
Up to $5,000,000 / 10 days
Travel Accident
Up to $500,000
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $65,000 / 48 days
Concierge Service
24/7
Personal Income
$60,000
Household Income
$100,000
Welcome Offer: Apply and earn up to $400 in value, including a first-year annual fee rebate.†
Here’s how you can earn up to $400:
Then, get 4% cash back on eligible gas, electric vehicle charging, and grocery purchases.†
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.†
Save on gas with CIBC and Journie Rewards
Link your CIBC Dividend® Visa Infinite* Card to Journie Rewards and use it to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.†
The CIBC Dividend® Visa Infinite* Card offers 4% cash back on eligible gas, electric vehicle charging, and grocery purchases.
The CIBC Dividend® Visa Infinite* Card offers 2% cash back on eligible transportation and dining purchases, as well as on eligible recurring bill payments, and 1% cash back on all other purchases.
You can redeem your cash back at any time, provided you have a balance of at least $10, via CIBC Online Banking or CIBC Mobile Banking.
By linking your CIBC Dividend® Visa Infinite* Card to Journie Rewards, you can save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
To save on gas, link your CIBC Dividend® Visa Infinite* Card? to Journie Rewards and use it at participating gas stations to get the discount.
The CIBC Dividend® Visa Infinite* Card offers 2% cash back on eligible recurring bill payments.
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.
