on CIBC's website
If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).
With this offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and a rebate for your first year’s annual fees!†
Plus, receive $50 cash back when you set up a pre-authorized payment within the first 4 months.
With the CIBC Dividend® Platinum Visa* Card, you get:
And this CIBC Cash Back Credit Card offers some insurance coverage:
All Spending
1x
Cashback pts per dollar
Recurring
2x
Restaurants
2x
Gas
3x
Groceries
3x
Transit
2x
See how much you could earn with this card based on your spending.
Points Earned
48,000
Cashback/yr
Estimated Value
$480
After Fees
+$381
1st Year Value
$381
incl. welcome bonus
Travel Accident
Up to $500,000
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Personal Income
$15,000
Household Income
$15,000
Welcome Offer: Join and earn up to $350 in value including a first year annual fee rebate.†
Here’s how you can earn up to $350 in value:
After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.†
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Platinum Visa Card with Skip.†
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Yes, the CIBC Dividend Platinum® Visa* Card has an annual fee. However, with the welcome offer available on this page, you benefit from a first-year annual fee rebate.
Find out more about CIBC.
The CIBC Dividend Platinum Visa* Card offers 3% cash back on eligible gas, electric vehicle charging, and grocery purchases.
The CIBC Dividend Platinum Visa* Card offers 2% cash back on eligible transportation and dining purchases as well as eligible recurring payments, and 1% cash back on all other purchases.
You can redeem your cash back at any time with a minimum balance of $10 via CIBC Online Banking or CIBC Mobile Banking.
By linking your CIBC Dividend Platinum® Visa* Card to Journie Rewards, you can save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
To save on gas, link your CIBC Dividend Platinum® Visa* Card to Journie Rewards and use it at participating gas stations to get the discount.
The CIBC Dividend Platinum® Visa* Card offers 2% cash back on eligible recurring payments.
This is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.
