Ratesopedia

Pros

  • Welcome Bonus: $40

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Rewards

All Spending

0x

Cash Back pts per dollar

Interest Rates

  • Purchase Rate
    12.49%
  • Cash Advance
    12.49%
  • Balance Transfer Promo
    0.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

Load up on bonus points

Here is how you can earn bonus points:

  • 1,000 bonus points, worth $10, when you make your first purchase within the first three months;
  • 1,000 bonus points, worth $10, when you set up a pre-authorized payment within the first three months;
  • 2,000 bonus points, worth $20, for each friend or family member you refer.

Transfer and save

Transfer the balance from another credit card and benefit from an interest rate of 0.99% for six months.

Related Cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Laurentienne. All trademarks are property of their respective owners.