Best Laurentian Bank Credit Cards in Canada - September 2026

Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

SponsoredCompare

TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $1,039Milesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 160,000 points; + First Year Annual Fee Rebate

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

Legal

^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending

Value

1st Year Value$1,406

2nd Year Value$531

Card benefits

Concierge service24/7

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000

Auto Rental CollisionUp to $65,000 / 48 days

Compare

Laurentian Bank Visa Infinite* Card

Laurentian Bank Cash Back

Annual fee: $130
Our valuation: $120Milesopedia first-year estimate First-year valueWelcome bonus$120Total$120Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$120Total$120Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $120 in points

Features
Issuer: Laurentian Bank
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $130/yr
Additional card: $50
Min. annual income: $60,000+
Household income: $100,000+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 21.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Use it to earn it

2 points on Gas, Grocery, Travel and Transportation
2 points on Recurring Payments
1 point on everything else

Get up to $120 in points

Get 12,000 bonus points, worth $120, when you spend $1,500 in the first three months.

Read full review

Rewards: Rate
Groceries: 2x
Transit: 2x
Gas & EV: 2x
Bills & recurring payments: 2x
Travel: 2x

Benefits
Concierge: Included

Travel insurance: Coverage
Travel medical (under 55): $5,000,000 · 31 days
Travel medical (55-64): $5,000,000 · 31 days
Travel medical (65+): $5,000,000 · 15 days
Trip Cancellation: $2,000
Trip Interruption: $5,000
Delayed Baggage: ✓
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year
Auto Rental Collision: ✓

Read full review

Pros

Welcome bonus of up to $120
2x on groceries

Cons

Requires good credit

The Laurentian Bank Visa Infinite* Card is one of Laurentian Bank’s best credit cards.

With this welcome offer for the Laurentian Bank Visa Infinite* Card, you can get up to 12,000 bonus points:

12,000 points when you spend $1,500 in the first three months.

With the Laurentian Bank Visa Infinite* card, you get…

Read full review

Compare

Laurentian Bank Visa* Cashback Card

Laurentian Bank Cash Back

Annual fee: $65
Our valuation: $80Milesopedia first-year estimate First-year valueWelcome bonus$80Total$80Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$80Total$80Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $80 cash back

Features
Issuer: Laurentian Bank
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $65/yr
Additional card: $0
Min. annual income: —
Household income: $0+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 21.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Use it to earn it

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

Up to $60 cash back as a welcome bonus:

$60 cash back when you spend $1,000 in the first three months

Read full review

Rewards: Rate
Groceries: 2x
Bills & recurring payments: 2x
Gas & EV: 2x

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year

Read full review

Pros

Welcome bonus of up to $80
2x on groceries

Cons

Fewer premium perks

Enjoy generous cash back on your daily purchases with the Laurentian Bank Visa Cashback Card:

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

Receive up to $60 cash back as a welcome bonus:

$60 cash back when you spend $1,000 in the first three months

Read full review

Compare

Laurentian Bank Reward Me Visa* Card

Laurentian Bank Cash Back

Annual fee: $0
Our valuation: $40Milesopedia first-year estimate First-year valueWelcome bonus$40Total$40Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$40Total$40Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $40 in points

Features
Issuer: Laurentian Bank
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $0
Min. annual income: —
Household income: $0+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 21.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Use it to earn it

1 point on Gas and Grocery
1 point on Recurring Payments
0.5 point on everything else

Earn up to $20 in points

Earn up to 2,000 bonus points when you make your first purchase within the first three months and set up a pre-authorized payment.

Read full review

Rewards: Rate
Groceries: 1x
Bills & recurring payments: 1x
Gas & EV: 1x

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year

Read full review

Pros

No annual fee
Welcome bonus of up to $40

Cons

Fewer premium perks

With the Laurentian Bank My Reward Visa* Card, you can earn up to $20 in points as a welcome bonus:

2,000 points when you activate your card, make your first purchase and set up a pre-authorized payment within the first three months

With the Laurentian Bank Reward Me Visa* Card, you earn 1 point per dollar on gas, groceries and recurring payments. And 0.5 points on everything else.

Read full review

Compare

Laurentian Bank Reduced Rate Visa* Card

Laurentian Bank Cash Back

Annual fee: $30
Our valuation: $40Milesopedia first-year estimate First-year valueWelcome bonus$40Total$40Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$40Total$40Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $40 in points

Features
Issuer: Laurentian Bank
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $30/yr
Min. annual income: —
Household income: $0+

Interest rates
Purchases: 12.49 %
Cash advance: 12.49 %
Balance transfer: 12.49 %
Foreign transaction fee: 2.5 %

Issuer terms

Load up on bonus points

Here is how you can earn bonus points:

1,000 bonus points, worth $10, when you make your first purchase within the first three months;
1,000 bonus points, worth $10, when you set up a pre-authorized payment within the first three months;
2,000 bonus points, worth $20, for each friend or family member you refer.

Transfer and save

Transfer the balance from another credit card and benefit from an interest rate of 0.99% for six months.

Read full review

Pros

Welcome bonus of up to $40

Cons

Modest reward rates

The Laurentian Bank Reduced Rate Visa Card is a low-interest card designed for people who sometimes carry a balance and want to limit the interest they pay. It also offers a rewards points program.

You can earn bonus points when you open the account (for example on a first purchase, setting up a pre-authorized payment or referring a friend or family member) and transfer a balance from another card at a rate of 0.99% for six months. The annual fee is $30.

The annual interest rate is 12.49% on purchases and cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Read full review

See more cards →

Laurentian Bank Credit Cards

Laurentian Bank offers 4 Visa credit cards covering low interest, cash back, and rewards categories. As a smaller Canadian bank based in Montreal, they provide competitive options often overlooked by consumers focused on the Big Five.

Key Offerings

Their low-rate Visa is one of the most affordable options for carrying a balance. The cash back and rewards Visa cards offer straightforward earnings on everyday spending.

FAQ

Frequently Asked Questions

What is the best Laurentian Bank credit card?

It depends on your needs. Their low-rate Visa is excellent for those who carry a balance, while the cash back Visa is good for everyday rewards.

Is Laurentian Bank available outside Quebec?

Yes. While based in Montreal, Laurentian Bank operates across Canada and their credit cards are available to Canadians nationwide.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.

Compare cards →

Browse other categories

Annual fee

Annual income required

Conversion fees

Earning rate

Value

Card benefits

Travel insurance

Purchase protection

Issuer terms

Pros

Cons

Issuer terms

Pros

Cons

Issuer terms

Pros

Cons

Issuer terms

Pros

Cons

Laurentian Bank Credit Cards

Key Offerings

Frequently Asked Questions

What is the best Laurentian Bank credit card?

Is Laurentian Bank available outside Quebec?

Find your perfect card

Browse other categories

By Category

By Loyalty Program

By Issuer