Scotia Momentum® Visa Infinite +* CardScotia Momentum® Visa Infinite +* Card15% cash back on up to $2,000 in purchases + No annual fee in the first year*
Sponsored
Annual fee
$0 $139
No annual fee the first year
Our valuation
$1,039
Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 160,000 points
+ First Year Annual Fee Rebate
Apply Now

on TD's website

With the TD First Class Travel® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points as well as an Annual Fee rebate for the first year:

  • 20,000 TD Rewards Points for the first purchase made with your card
  • 140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening
  • A Birthday Bonus of up to 10,000 TD Rewards Points

Get an annual TD Travel Credit of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277).

With the TD First Class Travel® Visa Infinite* Card, you earn:

  • 8 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 6 TD Rewards Points per dollar on your grocery, dining and public transit purchases
  • 4 TD Rewards Points per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
  • 2 TD Rewards Points per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year.

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 6xGroceries
  • 6xRestaurants
  • 6xTransit
  • 4xBills & recurring payments
  • 4xStreaming
  • 2xAll spending

Value

1st Year Value$1,406
2nd Year Value$531

Card benefits

Concierge service24/7
Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000
Auto Rental CollisionUp to $65,000 / 48 days
Featured
WestJet RBC World Elite Mastercard
Annual fee
$139
Our valuation
$700
Milesopedia first-year estimateFirst-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 70,000 points
Ends Nov 4, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Loyalty Program
WestJet Rewards
Fees and terms
Annual Fee
$139/yr
Additional card
$59
Min. annual income
$80,000+
Household income
$150,000+
Interest rates
Purchases
20.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

Welcome Offer: Get up to 70,000 WestJet points1

  • 30,000 WestJet points as a welcome bonus with your first purchase
  • 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
  • 10,000 additional WestJet points after your credit card account’s first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC®

  • Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4
  • Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card11
  • Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
    • A 30% flight discount for one traveller8
    • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package9
    • Two airport lounge passes10

WestJet Points earned with the WestJet RBC World Elite Mastercard

  • Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2
  • Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3
  • Earn 1.5 points for every dollar you spend on all other everyday purchases2
  • WestJet points can now be redeemed to cover taxes, fees and surcharges7
  • No blackout periods.
  • You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.13

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.14

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card15.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.12 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

  • Mobile Device Insurance16
  • Trip Cancellation Insurance16
  • Out-of-Province/Country Emergency Medical Insurance16
  • Trip Interruption Insurance16
  • Flight Delay Insurance16
  • Travel Accident Insurance16
  • Auto Rental Collision/Loss Damage Waiver Insurance16
  • Delayed Baggage Insurance16
  • Hotel/Motel Burglary Insurance16
  • Purchase Security and Extended Warranty Insurance16

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Read full review
Rewards
Rate
Groceries
2x
Gas & EV
2x
Transit
2x
With the partner brand
2x
Travel insurance
Coverage
Travel medical (under 55)
15 days
Travel medical (55-64)
15 days
Travel medical (65+)
3 days
Trip Cancellation
$1,500
Trip Interruption
$5,000
Delayed Baggage
$500
Flight Delay
$500
Hotel Burglary
$2,500
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Mobile Device
Auto Rental Collision
$65,000 · 48 days
Read full review

Pros

  • Welcome bonus of up to 70,000 points
  • 2x on groceries

Cons

  • Requires good credit

With the WestJet RBC® World Elite Mastercard, you can earn up to 70,000 WestJet points as a welcome bonus:

  • 30,000 WestJet points as a welcome bonus with your first purchase
  • 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
  • 10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

The benefits in numbers…

Read full review
WestJet RBC World Elite Mastercard for Business
Annual fee
$175
Our valuation
$1,000
Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 100,000 points
Ends Nov 30, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Loyalty Program
WestJet Rewards
Fees and terms
Annual Fee
$175/yr
Min. annual income
$80,000+
Household income
$150,000+
Interest rates
Purchases
19.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

Welcome offer: Get up to 100,000 WestJet points* – that’s up to $1,000 in travel value**

  • 35,000 WestJet points upon your first purchase*
  • 10,000 WestJet points if your first purchase is posted to your account within the first 3 months of your account opening date*
  • 20,000 WestJet points when you spend $5,000 in the first 3 months*
  • 25,000 WestJet points when you spend $15,000 in the first 6 months*
  • 10,000 WestJet points on your one-year account anniversary*

Fastest way to earn WestJet points

  • Earn up to 6 WestJet points for every $1 spent on WestJet flights1
  • Earn 3 WestJet points for every $1 spent on WestJet Vacations1 and Sunwing Vacations1
  • Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases2
  • Earn 1.5 WestJet points for every $1 spent on all other purchases1

Instant Silver Status3

  • Only Canadian credit card that instantly provides top-tier status in the first year
  • Benefits: lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guests travelling on the same reservation
  • Silver status can be maintained by a minimum annual spend of $30,000 on the card annually after the first year3

Combine WestJet points

  • Points earned on your business credit card will be automatically added to your personal WestJet Rewards account – no transfers required
  • All WestJet points earned by secondary business cardholders are automatically added to your WestJet Rewards account4

Redeem WestJet points

  • Redeem your WestJet points towards travel with WestJet, WestJet Vacations, Sunwing Vacations packages and partner airlines5
  • Redeem points to save on seat selection, checked baggage fees and cabin upgrades5
  • Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore5

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more points when you pay with a linked RBC card.6

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.7

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription8 from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees9 on orders of $15+ when you pay with an eligible RBC credit card.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.10 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

Insurance coverage

  • Trip Cancellation or Interruption: Should you need to cancel your trip, you could be reimbursed for any non-refundable prepaid travel arrangements when you pay for your trip using your WestJet RBC World Elite Mastercard for Business. If your trip is interrupted or delayed, this insurance provides reimbursement for a one-way economy ticket back to your departure point.11
  • Emergency Medical: Medical coverage for both you and your spouse, as well as eligible dependents accompanying you, is included for the first 15 consecutive days per trip outside Canada or your province of residence. If you are 65 years of age or older, you are entitled to the same benefit coverage for the first three consecutive days of your trip.12
  • Auto Rental Collision, Loss or Damage: Covers you for loss and damage to a rental vehicle for up to the actual cash value of the rental vehicle (provided that you executed the rental agreement and paid the entire cost with your card, and the rental vehicle has an MSRP of under $65,000).13
  • Purchase Security & Extended Warranty: Purchases made with your WestJet RBC World Elite Mastercard for Business are automatically protected against loss, theft or damage for up to 90 days from the date of purchase. The card also doubles the manufacturer’s original warranty for a maximum of one year. Please keep your receipts in the event you need to make a claim. You’ll also receive lost/stolen baggage,14 hotel/motel burglary,14 travel accident,14 flight delay14 and delayed baggage14 insurance. For more details, please refer to your Certificate of Insurance.
  • Mobile Device Protection: Receive coverage of up to $2,000 in the event your mobile device – purchased with your WestJet RBC World Elite Mastercard for Business – is lost, stolen, accidentally damaged, or experiences mechanical failure. Coverage is for two years starting 91 days after the date you purchased your mobile device.14

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Read full review
Rewards
Rate
Telecom
3x
Benefits
Airport lounges
Included
Travel Wi-Fi
Included
Travel insurance
Coverage
Travel medical (under 55)
Travel medical (55-64)
Travel medical (65+)
3 days
Trip Cancellation
$1,500
Trip Interruption
Delayed Baggage
Lost Baggage
Flight Delay
Hotel Burglary
Travel Accident
Purchase protection
Coverage
Purchase Protection
Extended Warranty
Mobile Device
Auto Rental Collision
$65,000 · 48 days
Read full review

Pros

  • Welcome bonus of up to 100,000 points

Cons

  • High annual fee ($175)
  • Requires good credit

The WestJet RBC® World Elite Mastercard for Business‡ is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.

From August 25 to November 30, 2026, the card comes with its richest welcome offer to date: up to 100,000 WestJet points, worth up to $1,000 in travel value. The bonus is awarded in four steps: 45,000 points as a welcome bonus, 20,000 points when you spend $5,000 in the first 3 months, 25,000 points when you spend $15,000 in the first 6 months, and 10,000 points on your account’s first anniversary.

WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent up to $1,000 in savings.

The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices and shipping services, as well as 1.5 WestJet points per dollar on all other purchases…

Read full review
WestJet RBC Mastercard
Annual fee
$39
Our valuation
$150
Milesopedia first-year estimateFirst-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 15,000 points
Ends Nov 4, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Loyalty Program
WestJet Rewards
Fees and terms
Annual Fee
$39/yr
Additional card
$19
Min. annual income
Household income
$0+
Interest rates
Purchases
20.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • Get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
  • Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
    • a 25% discount on a flight
    • 5,000 WestJet points
  • Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
  • Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
  • Earn 1 point per dollar on everyday purchases
  • Use your WestJet points to pay for all or part of a WestJet flight, a WestJet Vacations package, or a Sunwing Vacations package
  • WestJet points can now be redeemed to cover taxes, fees and surcharges
  • No blackout periods and your WestJet points never expire — travel to North America, Central America, the Caribbean, or Europe
  • Travel accident insurance, hotel or motel burglary insurance, rental car collision and damage insurance, delayed baggage insurance, and mobile device insurance
  • Save 3¢ per litre on gas and get 20% more Petro-Points when you pay with a linked RBC card
  • Enjoy a free DashPass subscription for up to 6 months from DoorDash and unlimited free deliveries on eligible orders
Read full review
Rewards
Rate
Restaurants
1.5x
Streaming
1.5x
With the partner brand
1.5x
Travel insurance
Coverage
Delayed Baggage
$500
Hotel Burglary
$2,500
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Auto Rental Collision
$65,000 · 48 days
Read full review

Pros

  • Welcome bonus of up to 15,000 points

Cons

  • Fewer premium perks

With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.

This offer includes:

  • 5,000 WestJet points on your first purchase1
  • An additional 10,000 WestJet points when you spend at least $1,000 in the first three months1

You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points4

Read full review

Why WestJet?

WestJet rewards are straightforward: you earn WestJet dollars that are worth exactly $1 each toward WestJet flights. No complicated points charts, no blackout dates. The RBC WestJet World Elite Mastercard includes a companion voucher worth $200-$600+, making it one of the best-value travel cards in Canada.

FAQ

Frequently Asked Questions

What is a WestJet dollar worth?

Each WestJet dollar is worth exactly $1 toward WestJet flights, including taxes and fees. Simple and transparent.

Is the companion voucher worth the annual fee?

If you fly WestJet even once a year with a companion, the voucher ($99-399 round trip for your companion) easily pays for the $119 annual fee.

Next step

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