Ratesopedia

Pros

  • Welcome Bonus: 45,000 points
  • Up to 3x on Telecom
  • Airport lounge access
  • Purchase protection included
  • Travel medical insurance included

Cons

  • High annual fee ($175/yr)
  • Foreign Transaction Fee (2.5%)

Our Review

The WestJet RBC® World Elite Mastercard for Business is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.

With a welcome bonus of up to 45,000 WestJet points, this card offers strong value from the first year. WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent several hundred dollars in savings.

The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices, and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.

Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status in the first year, priority boarding, and the first checked bag free for the cardholder and up to eight people travelling on the same reservation.

With its high welcome bonus and travel benefits, the RBC WestJet World Elite Business Mastercard is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.

Offer ends: 2026-05-18

Rewards

All Spending

1.5x

WestJet Rewards pts per dollar

Telecom

3x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

/ point
0.50¢
Telecom3x
$300/month
Groceries1.5x
$400/month
Restaurants1.5x
$160/month
Gas1.5x
$300/month
All other spending1.5x
$700/month

Points Earned

38,880

WestJet Rewards/yr

Estimated Value

$389

After Fees

+$214

1st Year Value

$664

incl. welcome bonus

Annual rewards breakdown

Telecom$3,600/yr × 3x10,800 pts
Groceries$4,800/yr × 1.5x7,200 pts
Restaurants$1,920/yr × 1.5x2,880 pts
Gas$3,600/yr × 1.5x5,400 pts
All other spending$8,400/yr × 1.5x12,600 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.74x
Total points earned38,880 pts

Travel Insurance

Travel Medical

Included

Trip Cancellation

Included

Trip Interruption

Included

Lost Baggage

Included

Flight Delay

Included

Hotel Burglary

Included

Purchase Protection

Purchase Protection

Included

Extended Warranty

Included

Mobile Device

Included

Auto Rental

Included

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Airport Lounge

0 visits/year

Priority Boarding

Included

Eligibility

Personal Income

$80,000

Household Income

$150,000

Terms & Conditions

Card Features

Get 45,000 welcome WestJet points upon first purchase – $450 in WestJet travel savings*

Fastest Way to Earn WestJet Points

  • Earn up to 6 WestJet points for every $1 spent on WestJet flights1
  • Earn 3 WestJet points for every $1 spent on a WestJet Vacations1 or Sunwing Vacations package1
  • Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases2
  • Earn 1.5 WestJet points for every $1 spent on all other purchases1
  • Instant Silver Status3
  • Only Canadian credit card that instantly provides top-tier status in the first year3
  • Benefits: Lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guest travelling on the same reservation3

Combine WestJet Points

  • Points earned on your business credit card will be automatically added to your personal WestJet Rewards account– no transfers required4
  • All WestJet points earned by secondary business cardholders are automatically added to your WestJet Rewards account4

Redeem WestJet Points

  • Redeem your WestJet points towards travel with WestJet, WestJet Vacations, Sunwing Vacation packages and partner airlines5
  • Redeem points to save on seat selection, checked baggage fees, and cabin upgrades5
  • Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore5

Enjoy airport lounges worldwide

  • Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.10
  • This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com10

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.