Ratesopedia

Pros

  • Welcome Bonus: 10,000 points
  • Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

With the WestJet RBC Mastercard, you can earn up to 10,000 WestJet points as a welcome bonus:

  • 5,000 WestJet points on your first purchase
  • 5,000 WestJet points after $1,000 in spending within the first 3 months

You also receive a travel companion voucher redeemable for a round-trip ticket starting at $199 when you use your card.

With this card, you earn 1.5 WestJet points per dollar when you purchase a WestJet flight, a WestJet Vacations or Sunwing Vacations package, 1.5 WestJet points per dollar on groceries, and 1 WestJet point per dollar on everyday purchases.

 

Offer ends: 2026-08-31

Rewards

All Spending

1x

WestJet Rewards pts per dollar

Restaurants

1.5x

Streaming

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

/ point
0.50¢
Restaurants1.5x
$160/month
Streaming1.5x
$150/month
Groceries1x
$400/month
Gas1x
$300/month
Recurring1x
$300/month
All other spending1x
$700/month

Points Earned

25,980

WestJet Rewards/yr

Estimated Value

$260

After Fees

+$221

1st Year Value

$321

incl. welcome bonus

Annual rewards breakdown

Restaurants$1,920/yr × 1.5x2,880 pts
Streaming$1,800/yr × 1.5x2,700 pts
Groceries$4,800/yr × 1x4,800 pts
Gas$3,600/yr × 1x3,600 pts
Recurring$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$24,120
Monthly spend$2,010
Average earn rate1.08x
Total points earned25,980 pts

Travel Insurance

Delayed Baggage

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    20.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Get up to 10,000 WestJet points* (with at least $1,000 in purchases charged to the card within the first three months)
  • Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
    • a 25% discount on a flight
    • 5,000 WestJet points
  • Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
  • Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
  • Earn 1 WestJet point for every $1 spent on everyday purchases
  • Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package
  • WestJet points can now be redeemed to cover taxes, fees and surcharges
  • No blackout periods and your WestJet points don’t expire— fly to destinations across North America, Central America, the Caribbean and Europe
  • Travel accident insurance, plus hotel or motel burglary insurance, rental car collision and damage insurance, and baggage delay insurance.
  • Link your card and instantly save 3¢ per litre of fuel at the pump, plus always earn 20% more Petro-Points, at Petro-Canada.
  • Free DoorDash deliveries for three months

Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card.

  • Get a free 6-month DashPass membership
  • Enjoy unlimited free deliveries on orders of $15 or more when paying with your eligible RBC credit card.

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