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RBC U.S. Dollar Visa Gold Card

RBC U.S. Dollar Visa Gold Card

RBCVisaRBC Avion Rewards

on RBC's website

Annual Fee
$65
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
$270
✓

Pros

  • ✓Purchase protection included
✗

Cons

  • ✗Foreign Transaction Fee (2.5%)

Rewards

All Spending

1x

RBC Avion Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.5¢/ point
0.75¢4.5¢
Groceries1x
$400/month
Restaurants1x
$160/month
Gas1x
$300/month
Recurring1x
$300/month
All other spending1x
$700/month

Points Earned

22,320

RBC Avion Rewards/yr

Estimated Value

$335

After Fees

+$270

1st Year Value

$270

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1x4,800 pts
Restaurants$1,920/yr × 1x1,920 pts
Gas$3,600/yr × 1x3,600 pts
Recurring$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1x
Total points earned22,320 pts

Travel Insurance

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Up to $2,500

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    20.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Earn 1 RBC Rewards point for every dollar you spend
  • Trade in US dollars – avoid daily currency fluctuations

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.