
Pros
- ✓Welcome Bonus: 60,000 Avios
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗High annual fee ($165/yr)
- ✗Foreign Transaction Fee (2.5%)
- ✗No airport lounge access despite fee
Our Review
With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios!
With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.
With the RBC British Airways Visa Infinite Card, you get:
- 3 Avios per dollar spent with British Airways and BA Holidays
- 2 Avios per dollar on groceries, dining, and food delivery
- 1 Avios per dollar for all your other purchases
In addition, you benefit from extensive insurance coverage:
- Out-of-province/country emergency medical insurance
- Travel Accident Insurance
- Flight delay and essential items purchase insurance
- Hotel or motel burglary insurance
- Rental vehicle collision and damage insurance
Offer ends: 2026-05-31
Rewards
All Spending
1x
British Airways Club pts per dollar
Groceries
2x
Restaurants
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
29,040
British Airways Club/yr
Estimated Value
$494
After Fees
+$329
1st Year Value
$1,349
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Included
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate20.5%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Concierge Service
24/7
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
Earn up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card
Here is how to earn up to 60,000 bonus Aviosˆ:
- Earn 30,000 Avios welcome bonus points when you spend $5,000 CAD within the first three months of opening your account.
- Earn an additional 30,000 bonus Avios points when you spend $5,000 CAD during the period from the fourth to the sixth month following account opening.
- If you do not spend $5,000 CAD within the first three months, you can still earn 30,000 bonus Avios points if you meet the spending requirements during the period from the fourth to the sixth month.
Benefits:
- Earn 3X Avios for all purchases made with British Airways and BA Holidays*
- Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
- Earn 1 Avios per Canadian dollar on eligible net purchases*
- Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
- 10% discount on British Airways flights when booking and paying with your card∞
- Redeem your Avios for flights with British Airways and oneworld network partner airlines**
- Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
- Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
- 24/7 Concierge Service5
- Link your RBC card to your Petro-Points card and instantly save 3¢ per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
- Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
- Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card. Get a free 12-month DashPass subscription±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal
Refer to RBC page for up to date offer terms and conditions
ˆ This offer is only available to new RBC British Airways Visa Infinite credit card applications received and approved by Royal Bank of Canada (« Royal Bank ») between July 23, 2025, and February 25, 2026 (« Offer Period »), subject to the conditions below. Additional cardholders (co-applicants and authorized users) on the British Airways Visa Infinite credit card account are not eligible for this offer. Existing RBC Royal Bank personal credit cardholders who transfer to an RBC British Airways Visa Infinite credit card account are not eligible for this offer.
To qualify for the initial offer of 30,000 Avios points (« Initial Bonus »), i) you must make at least $5,000 (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payments (« Eligible Transactions ») on your credit card account within the first 90 days of your credit card account opening date (« Initial Period »), and ii) your credit card account must be open and in good standing, meaning the account must not be more than two (2) consecutive statement periods past due, closed, or charged off, and credit must not have been revoked. If you are not already a member of the British Airways Executive Club program, you will be automatically enrolled upon approval of your RBC British Airways Visa Infinite credit card. Please note that the address registered to your British Airways Executive Club account must match the one on your RBC British Airways Visa Infinite account at all times for Avios points to be credited to your British Airways Executive Club account. The Initial Bonus will be credited to your British Airways Executive Club account approximately 15 weeks after the date you reach $5,000 in Eligible Transactions during the Initial Period.
To receive the 30,000 bonus Avios points (« Bonus Points »), i) a separate amount totaling $5,000 or more (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payment transactions (« Eligible Transactions ») must be posted to your credit card account within 91 to 180 days following your credit card account opening date (« Period ») and ii) your credit card account must be open and in good standing at the time the additional dollars are credited to your British Airways Executive Club account, approximately 15 weeks from the date you reach $5,000 in subsequent Eligible Transactions.
For greater certainty, you may be eligible for the additional bonus even if you did not meet the eligibility criteria for the initial bonus, and similarly, you may be eligible for the initial bonus but not the additional bonus if you did not reach the eligible transaction amount.
Eligible transactions exclude cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized payments set up with a merchant), interest, and other fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close your RBC British Airways Visa Infinite credit card account or replace your card with another type of RBC Royal Bank credit card before the initial bonus or additional bonus has been credited to your British Airways Executive Club account, you may no longer be eligible for this offer. Unless otherwise stated, this offer cannot be combined with any other offer. Royal Bank of Canada and British Airways reserve the right to cancel, modify, or withdraw this offer at any time. British Airways, and not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club program. To view all British Airways Executive Club program terms and conditions, visit ba.com/theclub
An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.
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