Ratesopedia

Pros

  • Welcome Bonus: 60,000 Avios
  • Purchase protection included
  • Travel medical insurance included

Cons

  • High annual fee ($165/yr)
  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

With this exceptional welcome offer for the RBC British Airways Visa Infinite Card, you can earn up to 60,000 Avios!

With this card, you benefit from a companion voucher (by spending $30,000 or more during a calendar year). Additionally, you can enjoy a 10% discount on British Airways flights when booking with your RBC British Airways Visa Infinite Card.

With the RBC British Airways Visa Infinite Card, you get:

  • 3 Avios per dollar spent with British Airways and BA Holidays
  • 2 Avios per dollar on groceries, dining, and food delivery
  • 1 Avios per dollar for all your other purchases

In addition, you benefit from extensive insurance coverage:

  • Out-of-province/country emergency medical insurance
  • Travel Accident Insurance
  • Flight delay and essential items purchase insurance
  • Hotel or motel burglary insurance
  • Rental vehicle collision and damage insurance

Offer ends: 2026-05-31

Rewards

All Spending

1x

British Airways Club pts per dollar

Groceries

2x

Restaurants

2x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.7¢/ point
0.85¢5.1¢
Groceries2x
$400/month
Restaurants2x
$160/month
Gas1x
$300/month
Recurring1x
$300/month
All other spending1x
$700/month

Points Earned

29,040

British Airways Club/yr

Estimated Value

$494

After Fees

+$329

1st Year Value

$1,349

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 2x9,600 pts
Restaurants$1,920/yr × 2x3,840 pts
Gas$3,600/yr × 1x3,600 pts
Recurring$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.3x
Total points earned29,040 pts

Travel Insurance

Travel Medical

Included

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    20.5%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Concierge Service

24/7

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Earn up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card

Here is how to earn up to 60,000 bonus Aviosˆ:

  • Earn 30,000 Avios welcome bonus points when you spend $5,000 CAD within the first three months of opening your account.
  • Earn an additional 30,000 bonus Avios points when you spend $5,000 CAD during the period from the fourth to the sixth month following account opening.
  • If you do not spend $5,000 CAD within the first three months, you can still earn 30,000 bonus Avios points if you meet the spending requirements during the period from the fourth to the sixth month.

Benefits:

  • Earn 3X Avios for all purchases made with British Airways and BA Holidays*
  • Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
  • Earn 1 Avios per Canadian dollar on eligible net purchases*
  • Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
  • 10% discount on British Airways flights when booking and paying with your card∞
  • Redeem your Avios for flights with British Airways and oneworld network partner airlines**
  • Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
  • Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
  • 24/7 Concierge Service5
  • Link your RBC card to your Petro-Points card and instantly save per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
  • Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
  • Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card. Get a free 12-month DashPass subscription±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

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