Compare Amex MR cards. Earn flexible points transferable to Aeroplan, Avios, Flying Blue, Marriott Bonvoy, and Hilton Honors.
It comes with a welcome bonus of 120,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,351.
Annual Fee
$799
Rewards rate
1.25x
American Express Membership Rewards
Welcome Bonus
120,000 pts
1st Year Value
$2,351
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,170.
Annual Fee
$799
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
100,000 pts
1st Year Value
$2,170
It comes with a welcome bonus of 60,000 pts. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $1,609.
Annual Fee
$250
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
60,000 pts
1st Year Value
$1,609
It comes with a welcome bonus of 70,000 pts. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,399.
Annual Fee
$199
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
70,000 pts
1st Year Value
$1,399
It comes with a welcome bonus of 15,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,054.
Annual Fee
$192
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
15,000 pts
1st Year Value
$1,054
The American Express® Green Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 pts. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $578.
Annual Fee
$0
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
10,000 pts
1st Year Value
$578
Complete Guide
Compare Amex MR cards. Earn flexible points transferable to Aeroplan, Avios, Flying Blue, Marriott Bonvoy, and Hilton Honors.
American Express Membership Rewards (MR) is the most flexible points currency in Canada. Points transfer 1:1 to Aeroplan, Avios (British Airways), Flying Blue (Air France/KLM), and at enhanced ratios to Marriott Bonvoy and Hilton Honors. This flexibility means you can always find the best value for your points.
The Amex Cobalt ($12.99/month) is consistently Canada's #1 rated card, earning 5x on food and drink. The Gold card offers 2x on travel, gas, and groceries with a $100 travel credit. The Platinum ($799/yr) is for premium travellers who want lounge access and top-tier insurance.
6
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
Yes, at a 1:1 ratio. 60,000 MR points = 60,000 Aeroplan points. Transfers are instant and free.
If you spend $200+/month on food and drink, the Cobalt's 5x earn rate makes it one of the best-value cards in Canada. The monthly fee of $12.99 is easily offset.
Amex acceptance in Canada has improved significantly. Most major retailers, restaurants, and online stores accept it. Some small businesses may not.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
Cash Back
Travel
No Fee
Students
Groceries
Restaurants
No FX Fee
1st Yr Free
Balance Transfer
Lounges
Aeroplan
PC Optimum
Scene+
CIBC Aventura
RBC Avion
BMO Rewards
TD Rewards
WestJet Rewards
Marriott Bonvoy
RBC
CIBC
Scotiabank
BMO
American Express
TD
MBNA
National Bank
Neo Financial
Capital One
Desjardins
Tangerine
Rogers Bank
Laurentian Bank
Visa
Mastercard
Amex (network)
