Ratesopedia
Ranking · Updated May 2026

Best Desjardins Credit Cards in Canada

Compare all Desjardins credit cards. Odyssey, Bonusdollars, and Remises Visa cards reviewed.

4
cards
Best for: Overall value
Desjardins Odyssey® World Elite® Mastercard
Desjardins Odyssey® World Elite® Mastercard
4.2Ratesopedia rating

You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $632.

Mastercard

Annual Fee

$130

Rewards rate

1x

Bonusdollars Desjardins

Welcome Bonus

1st Year Value

$632

Pros

  • 3x on groceries
  • 3x at restaurants
  • Estimated 1st-year value of $632

Cons

  • No welcome bonus
  • Requires good credit
Best for: Overall value
Desjardins Odyssey Visa Infinite Privilege Card
Desjardins Odyssey Visa Infinite Privilege Card
4.0Ratesopedia rating

You earn 3x on groceries and 4x at restaurants. Estimated first-year value is $549.

Visa

Annual Fee

$395

Rewards rate

1.5x

Bonusdollars Desjardins

Welcome Bonus

1st Year Value

$549

Pros

  • 3x on groceries
  • 4x at restaurants
  • Estimated 1st-year value of $549

Cons

  • High annual fee ($395)
  • No welcome bonus
  • Requires good credit
Best for: No annual fee
Desjardins Cash Back Visa
Desjardins Cash Back Visa
3.8Ratesopedia rating

The Desjardins Cash Back Visa has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 2x at restaurants. Estimated first-year value is $203.

Visa

Annual Fee

$0

Rewards rate

0.5x

Cashback

Welcome Bonus

1st Year Value

$203

Pros

  • No annual fee
  • 2x at restaurants

Cons

  • No welcome bonus
Best for: Overall value
Desjardins Odysseyᴹᴰ Gold Visa Card
Desjardins Odysseyᴹᴰ Gold Visa Card
3.0Ratesopedia rating

You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $185.

Visa

Annual Fee

$110

Rewards rate

0.65x

Bonusdollars Desjardins

Welcome Bonus

1st Year Value

$185

Pros

  • 2x at restaurants

Cons

  • No welcome bonus

Complete Guide

Best Desjardins Credit Cards in Canada

Compare all Desjardins credit cards. Odyssey, Bonusdollars, and Remises Visa cards reviewed.

Desjardins Credit Card Lineup

Desjardins, Canada’s largest federation of credit unions, offers credit cards with the Odyssey travel program, Bonusdollars rewards, and cash back (Remises) options. As a Quebec-based institution, their cards are popular in the province.

Key Programs

Odyssey points are redeemable for travel through the Desjardins portal. Bonusdollars can be used at participating merchants. Their Remises Visa cards offer simple cash back.

4

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best Desjardins credit card?

The Desjardins Odyssey Visa Infinite is their best travel card. For cash back, the Remises Visa cards offer straightforward returns.

2Do I need to be a Desjardins member?

Yes, you typically need to be a member of a Desjardins caisse populaire to apply for their credit cards.

Next step

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