Desjardins Odyssey® World Elite® Mastercard
on Desjardins's website
Pros
- ✓Up to 3x on Groceries
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗High annual fee ($130/yr)
- ✗Foreign Transaction Fee (2.5%)
Our Review
The Desjardins Odyssey World Elite Mastercard is a credit card that offers BONUSDOLLARS.
With this card, you can earn:
- 3% in BONUSDOLLARS for your purchases in the Grocery category (up to $10,000 in annual purchases – beyond that, the earn rate decreases to 1%)
- 3% in BONUSDOLLARS for your purchases in the Restaurant category (up to $6,000 in annual purchases – beyond that, the earn rate decreases to 1%)
- 2% in BONUSDOLLARS for your purchases in the Entertainment, Travel, and Public Transportation categories
- 1% in BONUSDOLLARS for your other purchases
In addition, this card offers several purchase insurances:
- 90 days purchase insurance
- One year extended warranty
- Mobile Device Insurance
As well as comprehensive travel insurance.
Rewards
All Spending
1x
Bonidollars Desjardins pts per dollar
Entertainment
2x
Groceries
3x
Travel
2x
Restaurants
3x
Transit
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
46,080
Bonidollars Desjardins/yr
Estimated Value
$461
After Fees
+$331
1st Year Value
$331
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 60 days
Trip Cancellation
Up to $2,500
Trip Interruption
Included
Delayed Baggage
Up to $500
Lost Baggage
Up to $1,000
Travel Accident
Up to $1,000,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate20.9%
- Cash Advance21.9%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
0 visits/year
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
- 3% in BONUSDOLLARS for your purchases in the Grocery category (up to $10,000 in annual purchases – beyond that, the earn rate decreases to 1%)
- 3% in BONUSDOLLARS for your purchases in the Restaurant category (up to $6,000 in annual purchases – beyond that, the earn rate decreases to 1%)
- 2% in BONUSDOLLARS for your purchases in the Entertainment, Travel, and Public Transportation categories
- 1% in BONUSDOLLARS for your other purchases
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