Desjardins

Desjardins Odyssey Visa Infinite Privilege Card

visa-infinite-privilege-enBonusdollars Desjardins

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on Desjardins's website

Annual Fee

$395

Welcome Bonus

—

Bonus Value

—

Estimated value

1st Year Value

$549

✓

Pros

✓Up to 4x on Restaurants
✓Airport lounge access
✓Purchase protection included
✓Travel medical insurance included

✗

Cons

✗High annual fee ($395/yr)
✗Foreign Transaction Fee (2.5%)

Our Review

The Desjardins Odyssey Visa Infinite Privilege Card is a credit card offering BONUSDOLLARS.

With this card, you can earn:

4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.5% in BONUSDOLLARS for your other purchases

In addition, this card offers several insurance coverages for your purchases:

180-day purchase insurance
Two-year extended warranty
Mobile Device Insurance

As well as comprehensive travel insurance.

Rewards

All Spending

1.5x

Bonusdollars Desjardins pts per dollar

Groceries

Travel

Restaurants

Entertainment

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries3x

$400/month

Travel3x

$140/month

Restaurants4x

$160/month

Entertainment4x

$150/month

Gas1.5x

$300/month

Recurring1.5x

$300/month

All other spending1.5x

$700/month

Points Earned

57,720

Bonusdollars Desjardins/yr

Estimated Value

$577

After Fees

+$182

1st Year Value

$182

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 3x

14,400 pts

Travel$1,680/yr × 3x

5,040 pts

Restaurants$1,920/yr × 4x

7,680 pts

Entertainment$1,800/yr × 4x

7,200 pts

Gas$3,600/yr × 1.5x

5,400 pts

Recurring$3,600/yr × 1.5x

5,400 pts

All other spending$8,400/yr × 1.5x

12,600 pts

Total annual spend$25,800

Monthly spend$2,150

Average earn rate2.24x

Total points earned57,720 pts

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 60 days

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Included

✓

Delayed Baggage

Up to $1,000

✓

Lost Baggage

Up to $2,500

✓

Travel Accident

Up to $1,000,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+2 year(s)

✓

Mobile Device

Up to $1,500

✓

Auto Rental

Up to $85,000 / 48 days

Interest Rates

Purchase Rate

11.9%

Cash Advance

12.9%

Foreign Transaction Fee

2.5%

Perks & Benefits

★

Airport Lounge

0 visits/year

★

Concierge Service

24/7

Eligibility

Personal Income

$150,000

Household Income

$200,000

Terms & Conditions

Card Features

4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.5% in BONUSDOLLARS for your other purchases

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Desjardins Odysseyᴹᴰ Gold Visa Card

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Desjardins. All trademarks are property of their respective owners.

Our Review

The Desjardins Odyssey Visa Infinite Privilege Card is a credit card offering BONUSDOLLARS.

With this card, you can earn:

4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.5% in BONUSDOLLARS for your other purchases

In addition, this card offers several insurance coverages for your purchases:

180-day purchase insurance
Two-year extended warranty
Mobile Device Insurance

As well as comprehensive travel insurance.

Terms & Conditions

Card Features

4% in BONUSDOLLARS for your purchases in the Restaurant, Entertainment, Public Transit categories
3% in BONUSDOLLARS for your purchases in the Travel category (up to $25,000 in purchases per year – beyond that, the accumulation rate decreases to 1.5%)
3% in BONUSDOLLARS for your purchases in the Grocery category
1.5% in BONUSDOLLARS for your other purchases