
Annual Fee
$0
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
$0
✓
Pros
- ✓Purchase protection included
- ✓Travel medical insurance included
- ✓No annual fee
✗
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
0x
pts per dollar
Travel Insurance
✓
Travel Medical
Up to $5,000,000 / 3 days
✓
Trip Cancellation
Up to $500
✓
Trip Interruption
Up to $1,000
✓
Delayed Baggage
Up to $500
✓
Lost Baggage
Up to $500
Purchase Protection
✓
Purchase Protection
Included
✓
Extended Warranty
+1 year(s)
✓
Mobile Device
Up to $1,000
Interest Rates
- Purchase Rate10.9%
- Cash Advance12.9%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- No Annual Fee
- Low-interest
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Desjardins. All trademarks are property of their respective owners.



