TD Business Select Rate Visa* <sup>CardTM</sup>

Pros & Cons

Pros

+Purchase protection included
+No annual fee

Cons

–Foreign Transaction Fee (2.5%)

Our Review

The TD Business Select Rate Visa Card is a low-interest business credit card that lets you choose the fixed-rate option that suits you. With no annual fee, you benefit from an 11.99% interest rate on purchases and cash advances; if you often carry a balance, you can opt for a $49 annual fee and a reduced rate of 8.99%.

The card offers a 21-day interest-free grace period on new purchases, purchase insurance and extended warranty coverage on most eligible purchases, auto rental collision/loss damage insurance for up to 48 days, and access to the TD Card Management Tool to track your business spending.

The annual interest rate is 11.99% on purchases and cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Included

Fees and interest rates

Annual Fee
$0
Additional card fee
$0
Foreign currency conversion fee
2.5%
Purchase Rate
11.99%
Cash advance rate
11.99%

Terms & Conditions

Card Features

Take advantage of the flexibility to choose the fixed interest rate option that suits you. Pay no annual fee and benefit from an 11.99% business interest rate on purchases and cash advances. Often carry a balance? You can choose to pay a $49 annual fee and enjoy an interest rate of only 8.99% on purchases and cash advances.

Make your choice and get the same affordable fixed interest rate on all purchases and cash advances.
Enjoy a 21-day interest-free grace period on new purchases if your balance is paid in full by the payment due date.
Shop with confidence knowing that most of your new eligible purchases are covered by Purchase Security Insurance and Extended Warranty Protection.
Auto Rental Collision/Loss Damage Insurance coverage for up to 48 consecutive days
Get access to the TD Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls.