on TD Canada Trust's website
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The TD Low Rate Visa* Credit Card allows you to save with an annual interest rate of 12.90%† (13.90%† in Quebec) on purchases and cash advances.
With the current promotional offer, enjoy a 0% rate on your purchases for the first six months† after account opening. It is one of the best low-rate credit cards in Canada.
As a cardholder, you can subscribe to travel medical insurance†, trip cancellation/interruption insurance†, and earn 50% more Stars at Starbucks®.
The card is also compatible with Apple Pay† and Samsung Pay†.
All Spending
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Get a promotional interest rate of 0% on your purchases for the first 6 months† after account opening. Conditions Apply. Offer effective as of June 4, 2025.
Feel prepared, even during uncertain times. The TD Low Rate Visa* Card is an option if you’re carrying a balance or if you need to finance bigger or unexpected purchases. We’re ready to help you move forward.
Enjoy all the benefits of your TD Low Rate Visa* Credit Card when you use Apple Pay† or Samsung Pay†. It’s an easy and secure way to pay.
The TD Low Rate Visa* Credit Card has an annual fee of $25 for the primary cardholder and $0 for additional cardholders.
The TD Low Rate Visa* Credit Card offers an annual interest rate of 12.90% on purchases and cash advances.
Yes, the TD Low Rate Visa* Credit Card offers a promotional interest rate of 0% on purchases for the first 6 months after account opening.
No, the TD Low Rate Visa* Credit Card has no minimum income requirement, only that you must be a Canadian resident and of legal age in your province.
Yes, the TD Low Rate Visa* Credit Card allows you to earn 50% more Stars at participating Starbucks establishments.
The TD Low Rate Visa* Credit Card includes purchase security and extended warranty protection (90 days), plus options for medical and trip cancellation insurance.
Yes, the TD Low Rate Visa* Credit Card offers at least 10% off at Avis and Budget in Canada/USA and 5% internationally.
Yes, the TD Low Rate Visa* Credit Card allows emergency cash advances of up to $500 depending on your available credit limit.
Yes, the TD Low Rate Visa* Credit Card is compatible with Apple Pay, Google Pay, and Samsung Pay for easy and secure payments.
The TD Low Rate Visa* Credit Card is suitable for individuals with accumulated balances or those needing to finance larger purchases with a low interest rate.
†Terms and conditions apply.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD Canada Trust. All trademarks are property of their respective owners.
