Earn points for flights, hotels, and experiences. Compare travel rewards, airport lounge access, and travel insurance benefits.
It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $872.
NBC Rewards
Ends Jun 29, 2026
The TD First Class Travel Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 146,000 points. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,210.
TD Rewards
It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $810.
Scene+
The CIBC Aventura Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $891.
CIBC Aventura
The BMO eclipse Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of 70,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $951.
BMO Rewards
Complete Guide
Earn points for flights, hotels, and experiences. Compare travel rewards, airport lounge access, and travel insurance benefits.
Travel credit cards earn points that can be redeemed for flights, hotels, car rentals, and experiences. The best travel cards offer 2–5x the value per point compared to cash back, making them ideal for frequent travellers.
Some cards earn points in a specific airline program (Aeroplan, WestJet), while others earn flexible points (Amex MR, CIBC Aventura) transferable to multiple programs. Flexible points offer more redemption options.
Premium travel cards include trip cancellation, medical insurance, baggage coverage, and flight delay protection — potentially saving you hundreds on separate travel insurance policies.
5
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The American Express Cobalt is consistently rated #1 for its 5x points on food/drink and flexible transfer partners. For Aeroplan specifically, the TD Aeroplan Visa Infinite is excellent.
Generally yes. The best travel cards ($120–$800/yr) offer welcome bonuses, insurance, and earn rates that far exceed the fee. First-year fee waivers are common.
Aeroplan (Air Canada) has the best airline coverage. Amex Membership Rewards offers the most flexibility with transfer partners. Scene+ is best for everyday rewards.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
