Best No Foreign Transaction Fee Cards in Canada - September 2026

Earn up to $950 in welcome offers, rewards and savings in the first year, and including up to 50,000 bonus Scene+ points¹.

• Earn 6x Scene+ points¹ for every dollar spent at Sobeys, Safeway, Freshco, Foodland and more.
• Earn 5x Scene+ points¹ for every dollar spent on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 5x Scene+ points¹ for every dollar spent on eligible entertainment in Canada. Includes cinemas, theatres and ticket agencies.
• Earn 3x Scene+ points¹ for every Canadian dollar spent in Canada on gas and daily transit. Includes rideshares, buses, subway, taxis and more.
• Earn 3x Scene+ points¹ for every Canadian dollar spent in Canada on select eligible streaming services.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage
• AMEX Offers^®
• American Express^® Front Of The Line^®
• American Express Invites^®
• Complimentary Concierge Services

Rates, fees and other information are effective as of July 2, 2026. Subject to change.

Earn up to $1,250 in first year welcome offers, rewards and savings^*, including up to 35,000 bonus Scene+ points¹

• Earn 3x Scene+ points¹ for every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops and more
• Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country Program

Rates, fees and other information are effective as of Aug 4,2026. Subject to change.

Earn up to $3,000^* in savings and rewards in the first 14 months, including up to 100,000 bonus Scene+ points¹.

• Plus, earn 2X Scene+ points for every dollar spent on all other eligible purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage
• Mobile Device Insurance coverage
• 10 free airport lounge passes per year
• Platinum+ VIP offers
• American Express Invites^®
• Free premium concierge services

Rates, fees and other information are effective as of July 2, 2026. Subject to change.

Earn up to 80,000 bonus Scene+ points within your first 14 months.

This is worth up to $800 for your travels.

Rewards your way, with Scene+

• Earn 3X Scene+ points for every $1 in eligible travel purchases. Plus, earn 3X points on hotel stays, car rentals, and activities when you book through Scene+ Travel, administered by Expedia.
• Earn 2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
• Plus, earn 1X Scene+ points for every dollar spent on all other eligible purchases.

$250 Annual Travel Credit

If you’re the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world.

Say goodbye to FX fees

Say goodbye to foreign transaction fees with the Scotiabank Passport^® Visa Infinite Privilege* Card. Whether you’re shopping online or abroad, you’ll never pay a foreign transaction fee on foreign currency purchases.

Enjoy 10 complimentary airport lounge visits per year

With the Visa Airport Companion Program, you and each of your additional cardholders get access to over 1,200 airport lounges worldwide. This includes 10 free lounge visits per year. Plus, you get exclusive airport dining and retail offers.

Exclusive airport perks

Save time and money with priority security and taxi lanes, discounted valet parking, and dedicated parking.

Upgrade your next getaway at Relais & Château properties

As a Scotiabank Passport^® Visa Infinite Privilege* Cardholder, you are eligible for prestigious benefits at over 200 Relais & Château properties worldwide.

Explore the Visa Infinite Luxury Hotel Collection

Enjoy 7 special benefits at over 900 hotels and an 8th exciting benefit at over 200 participating hotels, hand-selected for Scotiabank Passport^® Visa Infinite Privilege* Cardholders.

Feel at home, anywhere you go

Get exclusive benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada with Visa RSVP Rewards.

Become an Avis^® President’s Club member

Spend less time in line and more time on the road with a complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis^® locations.

Comprehensive Travel Insurance coverage

• Travel Emergency Medical Insurance
• Trip Cancellation and Trip Interruption Insurance
• Flight Delay Insurance
• Lost Baggage and Delayed Baggage Insurance
• Rental Car Collision Loss/Damage Insurance
• Hotel Burglary Insurance
• Common Carrier Travel Accident Insurance
• Mobile Device Insurance
• Purchase Security Extended Warranty Protection

Rewards

• Earn 2% cash back on everything, with no categories to track and no cap
• No foreign exchange fees on purchases made in a currency other than the Canadian dollar
• No annual fee for eligible clients ($100,000 in assets with Wealthsimple or a qualifying direct deposit)
• Redeem your cash back at any time to almost any Wealthsimple account

Benefits

• Metal card with no digital tap limit
• 24/7 travel concierge and access to 1,200 airport lounges
• Visa Infinite perks: Luxury Hotel Collection, Visa Infinite Dining series events and prime-time reservations
• 1 complimentary 1GB + 10GB global mobile data plan with Gigsky
• Lock your card, view and change your PIN in the app, and get notified for every transaction

Insurance

• Out-of-province emergency travel medical insurance ($1,000,000)
• Trip cancellation and interruption insurance (up to $3,000 per trip)
• Delayed and lost baggage insurance (up to $1,000 per trip)
• Flight delay insurance
• Purchase protection and extended warranty
• Mobile phone insurance
• Fraud protection

Some travel insurance is not currently offered to Quebec residents.