Ratesopedia
Best for: 1st Yr Fee Rebate
BMO VIPorter World Elite Mastercard
BMO VIPorter World Elite Mastercard
5.0Ratesopedia rating

The BMO VIPorter World Elite Mastercard offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of 70,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,644.

1st Yr Fee Rebate

Annual Fee

$199 $0

Rewards rate

1x

Porter VIPorter

Welcome Bonus

70,000 points

1st Year Value

$1,644

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 70,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($199)
  • Requires good credit
Best for: 1st Yr Fee Rebate
BMO VIPorter Mastercard
BMO VIPorter Mastercard
4.3Ratesopedia rating

The BMO VIPorter Mastercard offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 40,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $897.

1st Yr Fee Rebate

Annual Fee

$89 $0

Rewards rate

0.5x

Porter VIPorter

Welcome Bonus

40,000 points

1st Year Value

$897

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 40,000 points
  • Estimated 1st-year value of $897

Cons

  • Fewer premium perks

Complete Guide

Best VIPorter Credit Cards in Canada

Compare credit cards that earn VIPorter points for Porter Airlines flights across North America.

VIPorter is the rewards program of Porter Airlines, ideal for travel within Eastern Canada and to a growing list of US and Caribbean destinations. Co-branded cards from BMO earn VIPorter points directly on every purchase.

2

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

๐Ÿ“ŠReal data
๐Ÿ”„Updated regularly
โš–๏ธUnbiased review
๐ŸŽฏTransparent criteria

FAQ

Frequently Asked Questions

1Which credit cards earn VIPorter points?

BMO offers co-branded VIPorter Mastercard products that earn points directly on every purchase, with bonus rates on Porter flights.

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Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.