Best VIPorter Credit Cards in Canada

Best Cards 1st Yr Free Airline Bad Credit Balance Transfer Business Cash Back Groceries

Best for: 1st Yr Fee Rebate

Add to compare

5.0Ratesopedia rating

The BMO VIPorter World Elite Mastercard offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of 70,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,644.

1st Yr Fee Rebate

Annual Fee

$199 $0

Rewards rate

Porter VIPorter

Welcome Bonus

70,000 points

1st Year Value

$1,644

Pros

First Year Annual Fee Rebate
Welcome bonus of 70,000 points
2x on groceries
2x at restaurants

Cons

High annual fee ($199)
Requires good credit

Best for: 1st Yr Fee Rebate

Add to compare

BMO VIPorter Mastercard

BMO Mastercard Porter VIPorter

4.3Ratesopedia rating

The BMO VIPorter Mastercard offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 40,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $897.

1st Yr Fee Rebate

Annual Fee

$89 $0

Rewards rate

0.5x

Porter VIPorter

Welcome Bonus

40,000 points

1st Year Value

$897

Pros

First Year Annual Fee Rebate
Welcome bonus of 40,000 points
Estimated 1st-year value of $897

Cons

Fewer premium perks

See more cards →

Complete Guide

Best VIPorter Credit Cards in Canada

Compare credit cards that earn VIPorter points for Porter Airlines flights across North America.

VIPorter is the rewards program of Porter Airlines, ideal for travel within Eastern Canada and to a growing list of US and Caribbean destinations. Co-branded cards from BMO earn VIPorter points directly on every purchase.

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data

🔄Updated regularly

⚖️Unbiased review

🎯Transparent criteria

FAQ

Frequently Asked Questions

1Which credit cards earn VIPorter points?

BMO offers co-branded VIPorter Mastercard products that earn points directly on every purchase, with bonus rates on Porter flights.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.

Compare cards →Calculate rewards

Best VIPorter Credit Cards in Canada

Pros

Cons

Pros

Cons

Best VIPorter Credit Cards in Canada

Methodology

Frequently Asked Questions

Find your perfect card

Browse other categories

By type

By loyalty program

By issuer