Ratesopedia
Ranking · Updated May 2026

Best Credit Cards for Airport Lounges in Canada

Access airport lounges worldwide with your credit card. Compare Priority Pass, Amex Centurion, and Plaza Premium benefits.

45
cards
Best for: Overall value
Business Platinum Card® from American Express
Business Platinum Card® from American Express
4.8Ratesopedia rating

It comes with a welcome bonus of 120,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,351.

Best of MonthAmerican Express Canada

Annual Fee

$799

Rewards rate

1.25x

American Express Membership Rewards

Welcome Bonus

120,000 pts

1st Year Value

$2,351

Pros

  • Welcome bonus of 120,000 pts
  • Estimated 1st-year value of $2,351

Cons

  • High annual fee ($799)
Best for: Aeroplan travel
CIBC® Aeroplan® Visa Infinite Privilege* Card
CIBC® Aeroplan® Visa Infinite Privilege* Card
5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 pts. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,283.

Visa

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

100,000 pts

1st Year Value

$2,283

Pros

  • Welcome bonus of 100,000 pts
  • Estimated 1st-year value of $2,283

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Overall value
American Express Platinum Card®
American Express Platinum Card®
4.8Ratesopedia rating

It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,170.

Best of MonthAmerican Express Canada

Annual Fee

$799

Rewards rate

1x

American Express Membership Rewards

Welcome Bonus

100,000 pts

1st Year Value

$2,170

Pros

  • Welcome bonus of 100,000 pts
  • 2x at restaurants
  • Estimated 1st-year value of $2,170

Cons

  • High annual fee ($799)
Best for: Aeroplan travel
TD® Aeroplan® Visa Infinite Privilege* Credit Card
TD® Aeroplan® Visa Infinite Privilege* Credit Card
5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 pts. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $2,161.

Best of MonthVisa

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

85,000 pts

1st Year Value

$2,161

Pros

  • Welcome bonus of 85,000 pts
  • Estimated 1st-year value of $2,161

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Overall value
BMO VIPorter World Elite®* Mastercard®*
BMO VIPorter World Elite®* Mastercard®*
5.0Ratesopedia rating

It comes with a welcome bonus of 70,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,764.

Mastercard

Annual Fee

$199

Rewards rate

1x

Viporter

Welcome Bonus

70,000 pts

1st Year Value

$1,764

Pros

  • Welcome bonus of 70,000 pts
  • 2x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $1,764

Cons

  • High annual fee ($199)
  • Requires good credit
Best for: Overall value
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege* Card
4.8Ratesopedia rating

It comes with a welcome bonus of 200,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,655.

Best of MonthVisa

Annual Fee

$599

Rewards rate

1x

Bmo Rewards

Welcome Bonus

200,000 pts

1st Year Value

$1,655

Pros

  • Welcome bonus of 200,000 pts
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,655

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Travel rewards
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
5.0Ratesopedia rating

It comes with a welcome bonus of 70,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,441.

Visa

Annual Fee

$399

Rewards rate

1.25x

Rbc Avion Elite Rewards

Welcome Bonus

70,000 pts

1st Year Value

$1,441

Pros

  • Welcome bonus of 70,000 pts
  • Estimated 1st-year value of $1,441

Cons

  • High annual fee ($399)
  • Requires good credit
Best for: Overall value
National Bank World Elite Mastercard
National Bank World Elite Mastercard
4.7Ratesopedia rating

It comes with a welcome bonus of 50,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,373.

Best of MonthMastercard

Annual Fee

$150

Rewards rate

1x

Bnc Rewards

Welcome Bonus

50,000 pts

1st Year Value

$1,373

Pros

  • Welcome bonus of 50,000 pts
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,373

Cons

  • Requires good credit
Best for: Overall value
Scotiabank®* Platinum American Express® Card
Scotiabank®* Platinum American Express® Card
5.0Ratesopedia rating

It comes with a welcome bonus of 80,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,281.

Best of MonthAmerican Express Canada

Annual Fee

$399

Rewards rate

2x

Sceneplus

Welcome Bonus

80,000 pts

1st Year Value

$1,281

Pros

  • Welcome bonus of 80,000 pts
  • 2x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $1,281

Cons

  • High annual fee ($399)
  • Requires good credit
Best for: Overall value
BMO Ascend™ World Elite®* Mastercard®*
BMO Ascend™ World Elite®* Mastercard®*
5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 3x at restaurants. Estimated first-year value is $1,256.

Best of MonthMastercard

Annual Fee

$150

Rewards rate

1x

Bmo Rewards

Welcome Bonus

100,000 pts

1st Year Value

$1,256

Pros

  • Welcome bonus of 100,000 pts
  • 3x at restaurants
  • Estimated 1st-year value of $1,256

Cons

  • Requires good credit

Complete Guide

Best Credit Cards for Airport Lounges in Canada

Access airport lounges worldwide with your credit card. Compare Priority Pass, Amex Centurion, and Plaza Premium benefits.

Airport lounge access transforms your travel experience — free food, drinks, Wi-Fi, showers, and a quiet place to work or relax. Several Canadian credit cards include lounge access as a perk, either through Priority Pass, the American Express Global Lounge Collection, or Plaza Premium.

45

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1Which credit card gives the best lounge access?

The Amex Platinum ($799/yr) offers unlimited access to 1,400+ lounges worldwide. For a lower fee, the Scotiabank Passport Visa Infinite includes 6 Priority Pass visits.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.