Ratesopedia
Best for: Overall value
Scotiabank Passport Visa Infinite + Card
4.5Ratesopedia rating

It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $810.

Best of Month
Annual Fee
$150
Rewards rate
1x

Scene+

Welcome Bonus
60,000 points
1st Year Value
$810

Pros

  • Welcome bonus of 60,000 points
  • 2x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $810

Cons

  • Requires good credit
Best for: Travel rewards
CIBC Aventura Visa Infinite Card
4.3Ratesopedia rating

The CIBC Aventura Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $891.

Best of Month1st Yr Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

CIBC Aventura

Welcome Bonus
45,000 points
1st Year Value
$891

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 45,000 points
  • Estimated 1st-year value of $891

Cons

  • Requires good credit
Best for: 1st Yr Fee Rebate
BMO Ascend World Elite Mastercard
5.0Ratesopedia rating

The BMO Ascend World Elite Mastercard offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of 115,000 points. You earn 1x on groceries and 3x at restaurants. Estimated first-year value is $1,195.

Best of Month1st Yr Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

BMO Rewards

Welcome Bonus
115,000 points
1st Year Value
$1,195

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 115,000 points
  • 3x at restaurants
  • Estimated 1st-year value of $1,195

Cons

  • Requires good credit
Best for: Overall value
National Bank World Elite Mastercard
4.2Ratesopedia rating

It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $872.

Best of Month
Annual Fee
$150
Rewards rate
1x

NBC Rewards

Welcome Bonus
50,000 points

Ends Jun 29, 2026

1st Year Value
$872

Pros

  • Welcome bonus of 50,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $872

Cons

  • Requires good credit

Complete Guide

Best Credit Cards for Airport Lounges in Canada

Access airport lounges worldwide with your credit card. Compare Priority Pass, Amex Centurion, and Plaza Premium benefits.

Airport lounge access transforms your travel experience โ€” free food, drinks, Wi-Fi, showers, and a quiet place to work or relax. Several Canadian credit cards include lounge access as a perk, either through Priority Pass, the American Express Global Lounge Collection, or Plaza Premium.

5

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

๐Ÿ“ŠReal data
๐Ÿ”„Updated regularly
โš–๏ธUnbiased review
๐ŸŽฏTransparent criteria

FAQ

Frequently Asked Questions

1Which credit card gives the best lounge access?

The Amex Platinum ($799/yr) offers unlimited access to 1,400+ lounges worldwide. For a lower fee, the Scotiabank Passport Visa Infinite includes 6 Priority Pass visits.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.