Maximize rewards when dining out. Compare cards with 2–5x points or 3–4% cash back at restaurants and food delivery.
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,170.
Annual Fee
$799
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
100,000 pts
1st Year Value
$2,170
It comes with a welcome bonus of 85,000 pts. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $2,130.
Annual Fee
$599
Rewards rate
1.25x
Aeroplan
Welcome Bonus
85,000 pts
1st Year Value
$2,130
It comes with a welcome bonus of 70,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,764.
Annual Fee
$199
Rewards rate
1x
Viporter
Welcome Bonus
70,000 pts
1st Year Value
$1,764
It comes with a welcome bonus of 200,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,655.
Annual Fee
$599
Rewards rate
1x
Bmo Rewards
Welcome Bonus
200,000 pts
1st Year Value
$1,655
The TD First Class Travel® Visa Infinite* Card offers the first year free (regular fee $139/yr). It comes with a welcome bonus of 165,000 pts. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,634.
Annual Fee
$139 $0
Rewards rate
2x
TD Rewards
Welcome Bonus
165,000 pts
1st Year Value
$1,634
It comes with a welcome bonus of 50,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,373.
Annual Fee
$150
Rewards rate
1x
Bnc Rewards
Welcome Bonus
50,000 pts
1st Year Value
$1,373
It comes with a welcome bonus of 80,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,281.
Annual Fee
$399
Rewards rate
2x
Sceneplus
Welcome Bonus
80,000 pts
1st Year Value
$1,281
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 3x at restaurants. Estimated first-year value is $1,256.
Annual Fee
$150
Rewards rate
1x
Bmo Rewards
Welcome Bonus
100,000 pts
1st Year Value
$1,256
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $1,232.
Annual Fee
$599
Rewards rate
1x
Sceneplus
Welcome Bonus
100,000 pts
1st Year Value
$1,232
It comes with a welcome bonus of 80,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,139.
Annual Fee
$120
Rewards rate
1x
Bmo Rewards
Welcome Bonus
80,000 pts
1st Year Value
$1,139
Complete Guide
Maximize rewards when dining out. Compare cards with 2–5x points or 3–4% cash back at restaurants and food delivery.
If you dine out regularly or order food delivery, a credit card that bonuses restaurant spending can earn you hundreds in annual rewards. The best dining cards offer 3–5x points or 3–4% cash back at restaurants, bars, and food delivery apps.
51
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
Usually yes. Most cards categorize UberEats, DoorDash, and SkipTheDishes as restaurant/food delivery, qualifying for bonus rates.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
Cash Back
Travel
No Fee
Students
Groceries
No FX Fee
1st Yr Free
Balance Transfer
Lounges
Aeroplan
PC Optimum
Scene+
Amex Membership Rewards
CIBC Aventura
RBC Avion
BMO Rewards
TD Rewards
WestJet Rewards
Marriott Bonvoy
RBC
CIBC
Scotiabank
BMO
American Express
TD
MBNA
National Bank
Neo Financial
Capital One
Desjardins
Tangerine
Rogers Bank
Laurentian Bank
Visa
Mastercard
Amex (network)
