Pros
- ✓Welcome Bonus: 30,000 points
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗Foreign Transaction Fee (2.5%)
Our Review
If you are looking for a credit card that rewards generously from the start, the Tangerine Rewards World Elite Mastercard is for you.
This card offers an exceptional welcome bonus: get up to $600 in value in the first year*, including 30,000 Scene+ points when you spend $3,000 within the first 3 months*.
But that’s not all. During the year, you can get an additional $100 in Lifestyle credit by spending $30,000, as well as 4 complimentary airport lounge passes via DragonPass — a $200 value.
For earning, earn 1.5x more Scene+ points in 3 accelerated earning categories. Choose from 13 categories — groceries, restaurants, gas, pharmacy, home furnishings, and many more — and change them every 90 days according to your needs*. On all your other purchases, you earn 1 Scene+ point per dollar spent*.
As a cardholder, you also get access to The Mastercard Collection, a premium global benefits program including:
- Access to exclusive dining, entertainment, and travel benefits
- Unique Cirque du Soleil benefits
- FUBO: $30 off a Sports Quarterly subscription for your first quarter
- H&R Block: 30% off tax preparation services
- FlexiRoam: Free 3 GB international mobile data plan
Finally, for the first 30 days, transfer your balances and enjoy a promotional rate of only 1.95% for 6 months*. Your purchases are also protected by Purchase Assurance and Extended Warranty*, up to $60,000 lifetime.
Offer ends: 2026-10-30
Rewards
All Spending
1x
Scene+ pts per dollar
Groceries
1.5x
Gas
1.5x
Recurring
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
28,320
Scene+/yr
Estimated Value
$283
After Fees
+$163
1st Year Value
$463
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Included
Trip Cancellation
Included
Trip Interruption
Included
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Included
Auto Rental
Included
Interest Rates
- Purchase Rate20.95%
- Cash Advance22.95%
- Balance Transfer Promo1.95%
Fee: 1
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
4 visits/year
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
Earn up to $600* in value for the first year.
Earn a 30,000 Scene+® Points Welcome Bonus with the Tangerine ® Rewards World Elite®* Mastercard®*. Apply today and start earning up to $600 in value* from Day 1, including:
- $300 value — 30,000 Scene+ points: Spend $3,000 on what you need in the first 3 months to earn a Welcome Bonus.*
- $100 value — 10,000 Scene+ points: Get an Annual Lifestyle Credit by spending $30,000 in a year.*
- $200 value — 4 complimentary lounge passes annually*: Gain airport lounge access with Dragonpasses when travelling.
Earn 1.5X Scene+ Points in 3 Accelerator Categories. Choose from 13 Categories and you can even switch them every 90 days.* Plus, get 1 Scene+ point per $1 spent on everything else.*
Total of 13 Reward Categories:
- Grocery
- Restaurants
- Entertainment
- Furniture
- Gas
- Home improvement
- Hotels-motels
- Public Transportation and Parking
- Pharmacy
- Recurring bill payments
- Fitness and Sports Clubs
- E-Games
- Foreign currency spend
The Mastercard Collection — Globally connected access to premium dining, entertainment and travel benefits*
- Unique Cirque du Soleil benefits
- FUBO: Save $30 on a Sports Quarterly plan for your first quarter.*
- H&R Block: Receive 30% off tax filing services*
- FlexiRoam: Enjoy a complimentary 3GB Global Data Roaming Plan*
Transfer and save
During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (22.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply.* Conditions Apply.
Spend confidently with the Tangerine® Rewards World Elite Mastercard®*. Have peace of mind knowing you’re covered with Purchase Assurance and Extended Warranty5 of up to $60,000 (lifetime maximum).
Legal
*Conditions apply.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Tangerine. All trademarks are property of their respective owners.