Pros
- ✓Welcome Bonus: 10,000 points
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
- ✗No purchase protection
Our Review
Are you looking for a Scene+ credit card with no annual fee? The Scotiabank® Scene+™ Visa* Card is ideal for students or those who do not wish to pay annual fees.
For a limited time, you can get up to 10,000 Scene+ points after spending $1,000 in the first three months. This is enough to give you $100 towards travel or your grocery purchases.
With the Scotiabank® Scene+™ Visa* Card, you get 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend at Home Hardware stores!
And you get 1 point Scene+ on all your other purchases.
It’s a great Visa credit card with no annual fee to get Scene+ points.
Offer ends: 2026-07-01
Rewards
All Spending
1x
Scene+ pts per dollar
Groceries
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
27,120
Scene+/yr
Estimated Value
$271
After Fees
+$271
1st Year Value
$371
incl. welcome bonus
Annual rewards breakdown
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$12,000
Household Income
$12,000
Terms & Conditions
Card Features
- Earn up to 10,000 bonus Scene+ points within your first 3 months.
- No Annual Fee
- Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
- Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
- Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
- Plus, get 1 Scene+ point for every dollar spent on all other eligible everyday purchases
- Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
FAQ
What are the annual fees for the Scotiabank Scene+ Visa card?
The card has no annual fee.
What are the interest rates on the Scotiabank Visa Card Scene+?
The interest rate is 20.99% for purchases and 22.99% for cash advances.
How does the Scotiabank® Scene+™ Visa* Card points program work?
You earn 2 points Scene+ for every $1 spent at certain partners and 1 point for every $1 spent on all other purchases.
Are there special advantages for purchases in certain categories with the Scotiabank Visa Card Scene+?
Yes, bonus points are available for purchases at partner grocery stores, Home Hardware stores and Cineplex.
Does the Scotiabank Scene+ Visa card offer contactless payment options?
Yes, it includes Visa payWave for fast, secure payments.
What mobile payment options are available with the Scotiabank Scene+ Visa card?
It is compatible with mobile payment services such as Apple Pay.
What are the perks of shopping online with Scotiabank Visa Scene+?
The card enables fast, secure online payments with Visa’s Click to Pay feature.
Legal
*Conditions apply. Rates, fees and other information are effective as of Jan 2,2026. Subject to change.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Scotia. All trademarks are property of their respective owners.