on Scotiabank's website
Scotiabank American Express® Card is one of the best no-annual-fee credit cards in Canada.
For a limited time, you can earn up to 5,000 points in the first three months, which represents a $50 value for travel (including Airbnb) :
With Scotiabank American Express® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you get 2 points per dollar for:
And 1 point per dollar of purchase for all other purchases.
These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.
Offer ends: 2026-04-30
All Spending
1x
Sceneplus pts per dollar
Groceries
2x
Entertainment
2x
Restaurants
2x
Gas
2x
Transit
2x
Streaming
2x
See how much you could earn with this card based on your spending.
Points Earned
43,200
Sceneplus/yr
Estimated Value
$432
After Fees
+$432
1st Year Value
$432
incl. welcome bonus
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $500
Personal Income
$12,000
Household Income
$12,000
The card has no annual fee.
The interest rate is 19.99% for purchases and 22.99% for cash advances.
Get up to 3x Scene+ points for every $1 spent at grocery stores, restaurants and entertainment venues.
It offers insurance for mobile devices and makes it easy to book trips and redeem points via the Scene+ Travel service.
Yes, it offers flexible options for booking trips and using Scene+ points.
Preferred purchases include groceries, restaurants, entertainment, gas and transit expenses, and some streaming services.
Points can be redeemed for travel, entertainment and other rewards through the Scene+ program.
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Scotiabank. All trademarks are property of their respective owners.
