Pros
- ✓Welcome Bonus: 7,500 points
- ✓Purchase protection included
- ✓No annual fee
Cons
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Our Review
With the Scotia Home Hardware PRO Visa* Business Card, you can earn up to 7,500 bonus Scene+ points in the first year (that’s up to $75 in rewards) by making at least $1,500 in purchases at Home Hardware within the first 3 months of membership.
With this card, you earn 1 Scene+ point for every dollar of eligible business purchases at Home Hardware, redeemable for business rewards such as business travel, home renovations, entertainment, groceries, gift cards, technology or statement credits.
With the Scotia® Home Hardware PRO Visa* Business Card, you benefit from a 21-day interest-free grace period on new purchases, savings on purchases with Visa SavingsEdge, and up to 25% off AVIS and Budget car rentals.
Rewards
All Spending
1x
Scene+ pts per dollar
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Terms & Conditions
Card Features
Receive up to 7,500 bonus Scene+ points for the first three months (up to $75 in rewards).
- Earn Scene+ points at Home Hardware and redeem with any Scene+ rewards partner.
- Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.
- Redeem your Scene+ points on what you want for your business – business travel, office improvements, entertainment, groceries, gift cards from 60+ brands, tech, and even account credits.
- Use at any retailer where Visa is accepted.
- Manage your cash flow with a 21-Day interest free grace period on new purchases.
Visa* SavingsEdge
One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:
- Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
- Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.
It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.
Save on car rentals
- As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.
Save time at the checkout
- Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
- Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
- Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
- Also, use your phone to make on-the-go payments with: Google Pay, Samsung Pay, Apple Pay.
Insurance Coverage
- Purchase Security Extended Warranty Protection
- Optional Scotia Business Loan Protection Insurance
Legal
*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Scotia. All trademarks are property of their respective owners.