Pros
- ✓Welcome Bonus: 60,000 points
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
- ✓No foreign transaction fees
Cons
- ✗High annual fee ($150/yr)
Our Review
With this welcome offer for the Scotiabank Visa Infinite +* PassportMC Card, you get up to 60,000 Scene+ points as a welcome bonus (a value of $600):
- 40,000 points after $2,000 in purchases within the first three months
- 10,000 points after $10,000 in purchases within the first six months
- 10,000 points after $40,000 in purchases in the first year
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, which represents a $100 value.
With the Scotiabank Visa Infinite +* Passportᴹᴰ Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You also earn 2 points per dollar spent, including on foreign purchases, in the following categories:
- Grocery shopping
- Restaurants
- Entertainment centers
- Transit
The Scotiabank Visa Infinite +* Passportᴹᴰ Card is an excellent Visa credit card for these types of purchases.
These points can be used for any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite +* Passportᴹᴰ Card also offers:
- No fees for foreign currency transactions
- 6 access to VIP airport lounges
- Excellent insurance for your travels and purchases
- Concierge service
- Travel with confidence with 10 GB of free GigSky global mobile data for 15 days, plus access to GigSky Travel Essentials for essential apps on the go.
- Cardholders also receive a free 1 GB/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
Rewards
All Spending
1x
Scene+ pts per dollar
Groceries
2x
Restaurants
2x
Transit
2x
Entertainment
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
36,000
Scene+/yr
Estimated Value
$360
After Fees
+$210
1st Year Value
$810
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $1,000,000 / 25 days
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $2,500
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $500
Hotel Burglary
Up to $1,000
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee0%
Perks & Benefits
Airport Lounge
6 visits/year
Concierge Service
24/7
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.
- Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating
Co-ops and more - Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
- Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
- Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
- No Foreign Transaction Fee
- 6 Complimentary Airport Lounge Access
- Comprehensive Travel Insurance coverage
- Visa Infinite* Concierge Services
- Visa Infinite* Hotel Collection
- Visa Infinite* Dining and Wine Country Program
Legal
*Conditions apply. Rates, fees and other information are effective as of Jan 2,2026. Subject to change.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Scotia. All trademarks are property of their respective owners.