Pros
- ✓Welcome Bonus: 170,000 points
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗High annual fee ($799/yr)
- ✗Foreign Transaction Fee (2.5%)
Our Review
The Platinum Card® is the best premium card in Canada for travellers.
With this welcome offer, you can earn up to 170,000 Membership Rewards® points:
- 90,000 points after you spend $10,000 on your Card in your first 3 months of Membership
- An additional 40,000 points after you spend a total of $45,000 on your Card in your first 12 months of Membership
- 40,000 points by making a purchase between the 15th and 17th month after your Membership
- Offer ends July 28, 2026
With this Card, you get:
- 2 points per $1 on eligible dining and delivery purchases in Canada
- 2 points per dollar on eligible travel purchases charged to the Card
- 1 point per $1 on all other purchases charged to the Card
You can use your Membership Rewards® points in many ways:
- Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta SkyMiles, etc.
- Transfer points to hotel partners, including Hilton Honors and Marriott Bonvoy
- Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
- Redeem points for statement credits towards other purchases (1,000 points = $10)
- And more!
For example, with this welcome offer, if you decide to transfer your Membership Rewards® points to a partner loyalty program, you could earn up to:
- 100,000 Aeroplan points
- 100,000 Avios
- 100,000 Flying Blue Miles
- 120,000 Marriott Bonvoy points
With this card, you also have advantages for your travels:
- $200 Annual Travel Credit
- An annual meal credit of $200
- A $100 statement credit for NEXUS membership
- Complimentary access for you and one additional guest to over 1,400 airport lounges in more than 130 countries
- Hilton Honors Gold status
- Marriott Bonvoy Gold Elite status
- Access to the Fine Hotels + Resorts program
Last but not least, The Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
Rewards
All Spending
1x
Amex Membership Rewards pts per dollar
Travel
2x
Restaurants
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
27,600
Amex Membership Rewards/yr
Estimated Value
$469
After Fees
$-330
1st Year Value
$2,560
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 15 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $2,500
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $1,000
Hotel Burglary
Up to $1,000
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $85,000 / 48 days
Perks & Benefits
Airport Lounge
Unlimited
Concierge Service
24/7
Travel Credits
Included
Annual Statement Credit
$400/year
Terms & Conditions
Card Features
Access special experiences with The Platinum Card®. Take advantage of Amex’s best offer of the year for The Platinum Card®. New Platinum Card® Members can earn up to 170,000 Membership Rewards® points, worth up to $1,700 for a weekend getaway.
- Earn 90,000 points after you spend $10,000 on your Card in your first 3 months of Membership
- Plus earn an additional 40,000 points after you spend a total of $45,000 on your Card in your first 12 months of Membership
- You can also earn 40,000 points when you make a purchase between 15 and 17 months of Cardmembership
- Offer ends July 28, 2026
Card features
- Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
- Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
- Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
- Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
- Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply
- Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts
- Platinum Cardmembers can enjoy access to special events and unique opportunities
- Enjoy premium benefits at the Toronto Pearson Airport
- You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
- Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
Apply with confidence!
- See if you’ll be approved before you apply – with no impact to your credit score.*
- When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
- Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
- A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
- Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*
*Instant decisions are only available for Consumer (also known as Personal) Card applications.
FAQ
Where can I use the American Express Platinum Card® in Quebec or Canada?
You can use your American Express Platinum Card® at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven convenience store, your favorite gas station like Esso, Shell, Petro-Canada or any travel provider!
How many points can I earn on purchases with the American Express Platinum Card®?
You can earn 1 point per dollar on all purchases with the American Express Platinum Card®. And 2 points for restaurant and travel purchases.
How can I get the American Express Platinum Card®?
To obtain the American Express Platinum Card®, you can visit the official American Express Canada website and submit an online application, providing the personal and financial information required to assess your eligibility.
How can I use my Membership Rewards points earned with the American Express Platinum Card®?
Membership Rewards points can be used in various ways, including for travel credits or other purchases, or transferred to airline and hotel partners such as Aeroplan, Avios, Flying Blue, Hilton Honors, and Marriott Bonvoy.
What are the travel benefits associated with the American Express Platinum Card?
The Card offers several travel benefits, including a $200 annual travel credit, a $200 annual dining credit, a $100 NEXUS membership credit, access to over 1,400 airport lounges, and preferred status in the Hilton Honors and Marriott Bonvoy hotel loyalty programs.
Does the American Express Platinum Card® offer travel insurance?
Yes, American Express Platinum Card® offers a range of insurance products for travellers, including theft and damage insurance for rental cars, $500,000 travel accident insurance, and coverage for emergency medical expenses, lost or stolen luggage, and more.
How are points earned with the American Express Platinum Card®?
With Platinum Card®, you earn 2 points per dollar on dining and travel purchases, and 1 point per dollar on all other purchases made with the Card.
Does the American Express Platinum Card® have an annual fee?
Yes, the American Express Platinum Card® has an annual fee. Please consult the American Express website or contact their customer service department for the latest information on fees and applicable interest rates.
What are the eligibility criteria for the American Express Platinum Card®?
While there is no minimum income requirement, eligibility for American Express Platinum Card® is generally determined by your credit history and other financial criteria specified by American Express Canada.
Does the American Express Platinum Card® offer dining benefits?
Yes, with American Express Platinum Card®, you earn 2 points per dollar of meal purchases and a $200 annual dining credit to use at select restaurants across Canada.
Can I transfer my Membership Rewards points to airline frequent flyer programs?
Yes, Membership Rewards points earned with American Express Platinum Card® can be transferred to several airline frequent flyer programs, such asAeroplan, Avios, Flying Blue, and Delta Skymiles.
What are the advantages of airport lounges with American Express Platinum Card®?
Platinum Card® offers complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries, including Centurion®, Plaza Premium and other international lounges.
How can I use the $200 annual travel credit with the Platinum Card® from American Express?
The $200 annual travel credit can be used for any travel reservation of $200 or more charged to your Platinum Card® and made through American Express Online Travel Services.
Does the American Express Platinum Cardᴹᴰ offer car rental benefits?
Yes, in addition to theft and damage insurance for rental cars, American Express Platinum Card® can offer benefits and privileged status with certain car rental partners, such as Review and Hertz.
How does credit for NEXUS membership work with American Express Platinum Card®?
The Platinum Card® offers a $100 statement credit for NEXUS membership or renewal fees, enhancing your travel experience between Canada and the U.S.
What are the hotel benefits with American Express Platinum Card®?
The Card offers hotel benefits such as Hilton Honors Gold and Marriott Bonvoy Gold Elite status, as well as complimentary benefits at over 1,300 Fine Hotels & Resorts properties.
Does the American Express Platinum Card® offer benefits for everyday purchases?
Yes, you earn 2 points per dollar on dining and travel purchases and 1 point per dollar on all other purchases made with the Card, allowing you to accumulate Membership Rewards points for everyday spending.
How can I access special events at American Express Platinum Card®?
As a Platinum Card® cardmember, you can enjoy access to various special events and unique opportunities, taking advantage of exclusive offers and experiences specially designed for members.
Is the American Express Platinum Card® available in metal?
Yes, the American Express Platinum Card® is available in metal, offering a touch of luxury and durability.
How can I manage my American Express Platinum Card® online?
You can manage your American Express Platinum Card® online by registering for an online account on the American Express website, where you can track your spending, manage your Membership Rewards points, and access other services and benefits.
Does the American Express Platinum Card® offer benefits for dining abroad?
Yes, you earn 2 points per dollar spent on meals, including at restaurants abroad, allowing you to accumulate Membership Rewards points when you travel internationally.
Why should I have American Express?
The appeal of American Express Platinum Card® lies in its many benefits and rewards, including the accumulation of Membership Rewards points, annual credits for travel and meals, privileged status in hotel loyalty programs, and exclusive access to airport lounges and special events.
How do I get an American Express Platinum Card?
To obtain the American Express Platinum Card®, you can visit the American Express Canada website and submit an online application, providing the necessary information to assess your eligibility.
Which is the best Amex card?
The « best » Amex card depends on your needs and spending habits. American Express Platinum Card® is particularly advantageous for frequent travellers, thanks to its many travel-related benefits and rewards.
What are the advantages of the American Express Platinum card?
American Express Platinum Card® offers many benefits, including accumulating Membership Rewards points, annual travel and meal credits, exclusive access to airport lounges, privileged status in hotel loyalty programs, and a full range of travel insurance.
Legal
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