Compare all Neo Financial credit cards. Secured cards, no-fee options, and high cash back at partner merchants.
It comes with a welcome bonus of 60,000 miles. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $930.
Cathay Asia Miles
It comes with a welcome bonus of 25,000 miles. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $606.
United MileagePlus
You earn 5x on groceries and 1x at restaurants. Estimated first-year value is $470.
Cash Back
The Neo World Mastercard has no annual fee, making it risk-free to hold. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $292.
Cash Back
The JA Money card—powered by Neo has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 5x at restaurants. Estimated first-year value is $234.
Cash Back
The Neo Money Card has no annual fee, making it risk-free to hold. You earn 1x on groceries and 0x at restaurants. Estimated first-year value is $84.
Cash Back
The Neo Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $25. Estimated first-year value is $25.
Cash Back
It comes with a welcome bonus of $25. You earn 1x on groceries and 0x at restaurants. Estimated first-year value is $13.
Cash Back
Complete Guide
Compare all Neo Financial credit cards. Secured cards, no-fee options, and high cash back at partner merchants.
Neo Financial is a Canadian fintech offering innovative credit cards with high cash back rates at thousands of partner merchants. Their unique model earns you boosted rewards (up to 5%+) at participating stores and a guaranteed minimum on all purchases.
Neo offers a secured credit card ideal for building or rebuilding credit, requiring a refundable deposit. Their standard card has no annual fee, making it accessible to a wide range of Canadians.
8
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
Neo offers boosted cash back (up to 5%+) at partner merchants and a guaranteed minimum rate on all other purchases. Cash back is automatically applied.
Yes. The Neo Secured Mastercard requires a refundable deposit and reports to credit bureaus, making it an excellent option for building or rebuilding credit.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
