on Neo's website
Maximize your rewards with the Neo World Mastercard, one of the best no-annual-fee cash back credit cards in Canada.
Earn up to 2% cash back on groceries, gas, electric vehicle charging and recurring payments. And 0.5% cash back everywhere else.
Benefit from insurance coverages including extended warranty and purchase protection.
With an instant credit limit of up to $30,000 and additional cash back at over 10,000 Neo partners, your everyday spending becomes more profitable.
All Spending
0.5x
Cashback pts per dollar
Groceries
2x
Recurring
2x
Gas
2x
See how much you could earn with this card based on your spending.
Points Earned
29,160
Cashback/yr
Estimated Value
$292
After Fees
+$292
1st Year Value
$292
incl. welcome bonus
Travel Medical
Up to $1,000,000 / 14 days
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 year(s)
Personal Income
$50,000
Household Income
$80,000
Conditions Apply. See the application for complete details.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Neo. All trademarks are property of their respective owners.
