on Neo's website
Maximize your rewards with the Neo World Elite Mastercard
Up to 5% cashback on groceries, 4% on recurring payments, 3% on gas, electric vehicle charging, and 1% everywhere else
Benefit from comprehensive insurance coverage, including extended warranty, purchase protection and travel insurance.
Plus, get a DragonPass subscription for airport lounges worldwide.
With an instant credit limit of up to $30,000 and additional cash back at over 10,000 Neo partners, your everyday spending becomes more profitable.
All Spending
1x
Cashback pts per dollar
Recurring
4x
Gas
3x
Groceries
5x
See how much you could earn with this card based on your spending.
Points Earned
59,520
Cashback/yr
Estimated Value
$595
After Fees
+$470
1st Year Value
$470
incl. welcome bonus
Travel Medical
Up to $1,000,000 / 14 days
Trip Cancellation
Up to $1,000
Trip Interruption
Up to $1,000
Delayed Baggage
Up to $1,000
Lost Baggage
Included
Flight Delay
Up to $250
Hotel Burglary
Up to $1,000
Travel Accident
Up to $100,000
Purchase Protection
Up to $1,000 / 90 days
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Personal Income
$80,000
Household Income
$150,000
Conditions Apply. See the application for complete details.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Neo. All trademarks are property of their respective owners.
