Ratesopedia

Pros

  • Welcome Bonus: $25
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Our Review

With the Neo Mastercard, you get $25 cash back as a welcome bonus.

Get unlimited cash back from thousands of partners. On average, you can earn up to 5% cash back at over 10,000 Neo partners across the country.

Rewards

All Spending

0x

Cash Back pts per dollar

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Get $25 cash back when you sign up for the Neo Mastercard.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Neo. All trademarks are property of their respective owners.