Compare all National Bank credit cards. Syncro, Allure, World Elite, and Echo cards reviewed.
It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $872.
Annual Fee
$150
Rewards rate
1x
NBC Rewards
Welcome Bonus
50,000 points
1st Year Value
$872
You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $136.
Annual Fee
$115
Rewards rate
1.25x
NBC Rewards
Welcome Bonus
—
1st Year Value
$136
The National Bank Platinum Mastercard offers a first year annual fee rebate (regular fee $70/yr). You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $317.
Annual Fee
$70 $0
Rewards rate
0.67x
NBC Rewards
Welcome Bonus
—
1st Year Value
$317
The National Bank mycredit Mastercard has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 1x at restaurants. Estimated first-year value is $175.
Annual Fee
$0
Rewards rate
0.5x
Cash Back
Welcome Bonus
—
1st Year Value
$175
You earn 0x on groceries and 0x at restaurants. Estimated first-year value is $-35.
Annual Fee
$35
Rewards rate
0x
Cash Back
Welcome Bonus
—
1st Year Value
$-35
You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $262.
Annual Fee
$30
Rewards rate
1x
Cash Back
Welcome Bonus
—
1st Year Value
$262
The National Bank MC1 Mastercard has no annual fee, making it risk-free to hold. You earn 0x on groceries and 0x at restaurants.
Annual Fee
$0
Rewards rate
0x
Cash Back
Welcome Bonus
—
1st Year Value
—
The National Bank Allure Mastercard has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 0.5x at restaurants. Estimated first-year value is $112.
Annual Fee
$0
Rewards rate
0.5x
Cash Back
Welcome Bonus
—
1st Year Value
$112
Complete Guide
Compare all National Bank credit cards. Syncro, Allure, World Elite, and Echo cards reviewed.
National Bank of Canada offers 8 credit cards with a focus on the Syncro program, cash back, and World Elite benefits. As Quebec’s largest bank, their cards are popular across the province and increasingly competitive nationwide.
The Syncro cards earn National Bank points redeemable for travel, merchandise, and cash back. The Allure Mastercard World Elite is their premium offering with comprehensive travel insurance and high earn rates.
8
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The National Bank Allure Mastercard World Elite is their top pick for travel rewards. For everyday cash back, the National Bank Syncro cards offer solid returns.
Yes. National Bank credit cards are available to Canadians across the country and work anywhere Mastercard is accepted.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
