Ratesopedia
Best for: No annual fee
3.3Ratesopedia rating

The ManulifeMONEY+ Visa Platinum Card has no annual fee, making it risk-free to hold. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $184.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$184

Pros

  • No annual fee
  • 2x on groceries

Cons

  • No welcome bonus
  • Requires good credit

Complete Guide

Best Manulife Bank Credit Cards in Canada

Compare Manulife Bank Mastercards, known for no foreign transaction fees and flexible cash back.

Manulife Bank Credit Cards

Manulife Bank offers Mastercard credit cards known for no foreign transaction fees and flexible rewards. The Manulife Bank World Elite Mastercard waives FX fees and earns cash back, pairing naturally with Manulife's banking and insurance ecosystem.

Who It's For

Manulife Bank cards suit Canadians who value no-FX-fee spending and may already hold Manulife banking, mortgage, or insurance products.

2

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1Does the Manulife Bank card charge foreign transaction fees?

The Manulife Bank World Elite Mastercard waives the 2.5% foreign transaction fee, which makes it useful for travel and foreign-currency purchases.

2Do I need to bank with Manulife to apply?

No. You don't need an existing Manulife Bank account to apply for the credit card, though bundling Manulife products can add convenience.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.