Manulife

ManulifeMONEY+ Visa Platinum Card

visa-platinumCashback

Compare

on Manulife's website

Annual Fee

Welcome Bonus

—

Bonus Value

—

Estimated value

1st Year Value

$192

✓

Pros

✓Purchase protection included
✓No annual fee

✗

Cons

✗Foreign Transaction Fee (2.5%)

Rewards

All Spending

0.5x

Cashback pts per dollar

Groceries

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries2x

$400/month

Restaurants0.5x

$160/month

Gas0.5x

$300/month

Recurring0.5x

$300/month

All other spending0.5x

$700/month

Points Earned

18,360

Cashback/yr

Estimated Value

$184

After Fees

+$184

1st Year Value

$184

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 2x

9,600 pts

Restaurants$1,920/yr × 0.5x

960 pts

Gas$3,600/yr × 0.5x

1,800 pts

Recurring$3,600/yr × 0.5x

1,800 pts

All other spending$8,400/yr × 0.5x

4,200 pts

Total annual spend$22,320

Monthly spend$1,860

Average earn rate0.82x

Total points earned18,360 pts

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

Interest Rates

Purchase Rate

19.99%

Cash Advance

21.99%

Balance Transfer Promo

1.99%

Foreign Transaction Fee

2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

2% cash back at grocery stores
0.5% on everything else
1.99% interest rate on balance transfers during the first six months

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Manulife. All trademarks are property of their respective owners.