on Bank of Montreal's website
With this offer for the BMO VIPorter World Elite Mastercard, you get up to 70,000 VIPorter points and a round-trip companion pass. Plus, you pay no annual fees for the first year and receive $1,000 in eligible spending towards your VIPorter status.
Here’s how to get your full welcome bonus:
So, to get the full welcome bonus of 70,000 VIPorter points, you’ll need to spend $18,000 in the first year.
With the BMO VIPorter World Elite Mastercard, you earn 3 points per dollar at Porter and 2 points per dollar on gas, transportation, grocery, restaurant and hotel purchases. And 1 point per dollar on all other purchases, including Costco.
With the BMO VIPorter World Elite Mastercard, you and up to 8 companions travelling on the same booking enjoy Porter travel benefits such as:
Additionally, as a BMO VIPorter World Elite Mastercard holder, your VIPorter points do not expire, and you automatically receive VIPorter Horizon Grand Traveller status. You also earn $1 in eligible spending towards your Porter status for every $25 spent.
You can also earn one round-trip companion pass per year if you spend $50,000 on your BMO VIPorter World Elite Mastercard during your membership year.
Finally, you are covered by a wide range of insurance policies:
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
Offer ends: 2026-06-30
All Spending
1x
Viporter pts per dollar
Groceries
2x
Convenience
2x
Transit
2x
Gas
2x
Restaurants
2x
See how much you could earn with this card based on your spending.
Points Earned
39,600
Viporter/yr
Estimated Value
$396
After Fees
+$197
1st Year Value
$197
incl. welcome bonus
Travel Medical
Included
Trip Cancellation
Included
Trip Interruption
Included
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Hotel Burglary
Included
Travel Accident
Included
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Airport Lounge
0 visits/year
Priority Boarding
Included
Personal Income
$80,000
Household Income
$150,000
Welcome offer: Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend, and pay no annual fee in your first year.*
Benefits
*This benefit applies to up to 8 companions travelling on the same booking
Travel insurance
Purchasing insurance
Other Benefits
With the BMO VIPorter World Elite Mastercard, you enjoy many benefits when travelling with Porter Airlines: complimentary checked baggage, complimentary carry-on baggage, complimentary PorterClassic seat selection, early boarding, priority security screening, exclusive check-in and priority placement on another flight in case of delay. These benefits apply to you and up to 8 travel companions on the same booking.
You earn VIPorter points at these rates:
VIPorter Horizon Grand Traveller status is automatically granted to BMO VIPorter World Elite Mastercard holders. Furthermore, you accumulate $1 in eligible spending for every $25 spent with the card, which contributes to achieving higher statuses in the VIPorter Grand Traveller program. Additionally, your VIPorter points do not expire as long as you hold the card.
The card offers comprehensive travel protection, including:
Each year, you’ll receive a round-trip companion pass if you spend at least $50,000 on your card. It allows one person to accompany you free of charge (excluding taxes and fees) on a Porter flight, which can represent substantial savings.
†Conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of Montreal. All trademarks are property of their respective owners.
