CIBC

CIBC® Aeroplan® Visa Infinite Privilege* Card

visa-infinite-privilege-enAeroplan

Compare

on CIBC's website

Annual Fee

$599

Welcome Bonus

100,000 pts

Spend $25,000 in 12 mo

Bonus Value

—

Estimated value

1st Year Value

$2,283

✓

Pros

✓Welcome Bonus: 100,000 pts
✓Airport lounge access
✓Purchase protection included
✓Travel medical insurance included

✗

Cons

✗High annual fee ($599/yr)
✗Foreign Transaction Fee (2.5%)

Our Review

With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^†:

10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Rewards

All Spending

1.25x

Aeroplan pts per dollar

Groceries

1.5x

Pharmacy

1.5x

Gas

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries1.5x

$400/month

Pharmacy1.5x

$150/month

Gas1.5x

$300/month

Restaurants1.25x

$160/month

Recurring1.25x

$300/month

All other spending1.25x

$700/month

Points Earned

32,700

Aeroplan/yr

Estimated Value

$327

After Fees

$-272

1st Year Value

$-272

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1.5x

7,200 pts

Pharmacy$1,800/yr × 1.5x

2,700 pts

Gas$3,600/yr × 1.5x

5,400 pts

Restaurants$1,920/yr × 1.25x

2,400 pts

Recurring$3,600/yr × 1.25x

4,500 pts

All other spending$8,400/yr × 1.25x

10,500 pts

Total annual spend$24,120

Monthly spend$2,010

Average earn rate1.36x

Total points earned32,700 pts

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 31 days

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Up to $5,000

✓

Delayed Baggage

Up to $500

✓

Lost Baggage

Up to $500

✓

Flight Delay

Up to $500

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+2 year(s)

✓

Auto Rental

Up to $85,000 / 48 days

Interest Rates

Purchase Rate

21.99%

Cash Advance

22.99%

Foreign Transaction Fee

2.5%

Perks & Benefits

★

Airport Lounge

0 visits/year

★

Concierge Service

24/7

★

Priority Boarding

Included

Eligibility

Personal Income

$200,000

Household Income

$200,000

Terms & Conditions

Card Features

Earn up to 100,000 Aeroplan points:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
Enjoy access to Maple Leaf^TM lounges, a $550 value^†
Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†

Legal

† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.

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American Express® Aeroplan®* Business Reserve Card

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CIBC Aeroplan® Visa* Business Card

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.

Our Review

With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points^†:

10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Terms & Conditions

Card Features

Earn up to 100,000 Aeroplan points:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
Enjoy access to Maple Leaf^TM lounges, a $550 value^†
Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†