Ratesopedia

Pros

  • Welcome Bonus: 10,000 points
  • Purchase protection included
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express® Green Card.

By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:

  • 10,000 Aeroplan points
  • 10,000 Avios points
  • 10,000 Flying Blue Miles
  • 12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Like all American Express Canada Cards, there is no minimum income requirement.

Rewards

All Spending

1x

Amex Membership Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.7¢/ point
0.85¢5.1¢
Groceries1x
$400/month
Restaurants1x
$160/month
Gas1x
$300/month
Telecom1x
$300/month
All other spending1x
$700/month

Points Earned

22,320

Amex Membership Rewards/yr

Estimated Value

$379

After Fees

+$379

1st Year Value

$549

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1x4,800 pts
Restaurants$1,920/yr × 1x1,920 pts
Gas$3,600/yr × 1x3,600 pts
Telecom$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1x
Total points earned22,320 pts

Purchase Protection

Purchase Protection

Up to $1,000 / 90 days

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    21.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card
  • As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets
  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With Amex ExperiencesTM and Front Of The Line® Amex Presale Tickets®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs

Apply with confidence!

  • See if you’ll be approved before you apply – with no impact to your credit score.*
  • When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
  • Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
  • A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
  • Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

FAQ

Where can I use the American Express® Green Card in Quebec or Canada?

You can use your American Express® Green Card at grocery stores like Metro, Super C, Safeway, Whole Foods, your local Couche-tard or 7Eleven, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!

What is the American Express® Green Card welcome bonus?

Earn 10,000 Membership Rewards points by spending $1,000 in the first three months.

How do you earn points with this card?

Earn 1 point per dollar on all purchases.

Can I convert my points into statement credit?

Yes, every 1,000 points can be redeemed for a $10 statement credit.

What special events are available to American Express Green Card holders?

Access to exclusive events via American Express Experiences and Front of the Line.

Can I transfer points to other programs?

Yes, transfer points on a 1:1 basis to loyalty programs like Aeroplan.

Related Cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express Canada. All trademarks are property of their respective owners.