Pros
- ✓First Year Annual Fee Rebate ($89 annual fee rebated)
- ✓Welcome Bonus: 50,000 points
- ✓Up to 4.5x on Transit
- ✓Purchase protection included
Cons
- ✗Foreign Transaction Fee (2.5%)
Our Review
With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a first-year annual fee rebate:
- 15,000 TD Rewards points for the first purchase made with your card†
- 35,000 additional TD Rewards points when you spend $3,000 within 180 days of account opening†
This TD travel rewards credit card requires no minimum income.
Rewards
All Spending
1.5x
TD Rewards pts per dollar
Recurring
3x
Transit
4.5x
Streaming
3x
Groceries
4.5x
Restaurants
4.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
72,000
TD Rewards/yr
Estimated Value
$360
After Fees
+$360
1st Year Value
$610
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions apply.
- Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
- 35,000 TD Rewards Points when you spend $3,000 within 180 days of Account opening†.
- Get an annual fee rebate for the first year†
To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee Rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.
- Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†.
- Earn 4.5 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit†.
- Earn 3 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
- Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card†.
- Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions Apply.
FAQ
What are the annual fees for the TD Platinum Travel Visa Card?
The TD Platinum Travel Visa Card has annual fees of $89 for the primary cardholder and $35 for the first additional cardholder ($0 for subsequent ones).
Are there income requirements for the TD Platinum Travel Visa Card?
No, the TD Platinum Travel Visa Card has no minimum income requirement; you only need to be a Canadian resident and of legal age in your province.
How do you earn points with the TD Platinum Travel Visa Card?
The TD Platinum Travel Visa Card offers 6 points on Expedia For TD, 4.5 points on groceries/restaurants/transit, 3 points on bills/streaming, and 1.5 points on other purchases.
Are there point caps with the TD Platinum Travel Visa Card?
Yes, the TD Platinum Travel Visa Card has an annual cap of $15,000 per category for accelerated earn rates (groceries, restaurants, bills, streaming).
Do TD Rewards points expire with the TD Platinum Travel Visa Card?
No, TD Rewards points from the TD Platinum Travel Visa Card never expire as long as your account remains open and in good standing.
Are there restrictions for redeeming points with the TD Platinum Travel Visa Card?
No, the TD Platinum Travel Visa Card has no blackout dates or seat restrictions for point redemption.
What travel insurance does the TD Platinum Travel Visa Card offer?
The TD Platinum Travel Visa Card includes insurance for flight delay ($500), delayed/lost luggage ($1,000), travel accident ($500,000), and rental car collision.
Can you redeem points at Starbucks with the TD Platinum Travel Visa Card?
Yes, the TD Platinum Travel Visa Card allows you to earn 50% more TD Rewards points and Stars at Starbucks.
Does the TD Platinum Travel Visa Card offer discounts on car rentals?
Yes, the TD Platinum Travel Visa Card offers a 10% discount at Avis and Budget in Canada/USA and 5% internationally.
Can you use points on Amazon with the TD Platinum Travel Visa Card?
Yes, the TD Platinum Travel Visa Card allows you to redeem your TD Rewards points for purchases on Amazon.ca via Shop With Points.
Legal
†Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.