on TD Canada Trust's website
Cash Back Dollars can be used to pay down your credit card balance.
In addition, with the TD Cash Back Visa* Card, you earn :
What’s more, TD Cash Back Visa* Card has no annual fee and offers purchase insurance and extended warranty protection. This TD credit card requires no minimum income.
All Spending
0.5x
Cashback pts per dollar
Streaming
1x
Groceries
1x
Recurring
1x
Gas
1x
Transit
1x
See how much you could earn with this card based on your spending.
Points Earned
20,640
Cashback/yr
Estimated Value
$206
After Fees
+$206
1st Year Value
$206
incl. welcome bonus
Earn Cash Back Dollars. Redeem them to help pay down your Account balance†.
The TD Cash Back Visa Card has no annual fees, and additional cardholders are also free.
No, the TD Cash Back Visa Card has no minimum income requirement; you only need to be a Canadian resident and of legal age in your province.
The TD Cash Back Visa Card offers 1% cash back on groceries, gas, electric vehicle charging, public transit, bills, and streaming services, and 0.5% on other purchases.
With the TD Cash Back Visa Card, you can redeem your cash back dollars to help pay down your account balance whenever you wish.
No, cash back dollars from the TD Cash Back Visa Card do not expire as long as your account is open and in good standing.
Yes, the TD Cash Back Visa Card allows you to earn 50% more Stars at participating Starbucks locations.
The TD Cash Back Visa Card includes Purchase Security and Extended Warranty Protection, which covers items stolen or damaged within 90 days.
Yes, the TD Cash Back Visa Card offers a 10% discount at Avis and Budget in Canada and the U.S., and 5% internationally.
The TD Cash Back Visa Card has an interest rate of 21.99% on purchases and 22.99% on cash advances.
Yes, the TD Cash Back Visa Card allows for emergency cash advances of up to $500, depending on your available credit limit.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD Canada Trust. All trademarks are property of their respective owners.
