on Tangerine's website
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovations, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there’s no annual cash-back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.
Offer ends: 2026-04-30
All Spending
0.5x
Cashback pts per dollar
Gas
2x
Groceries
2x
See how much you could earn with this card based on your spending.
Points Earned
23,760
Cashback/yr
Estimated Value
$238
After Fees
+$238
1st Year Value
$238
incl. welcome bonus
Purchase Protection
Included
Extended Warranty
+1 year(s)
Personal Income
$12,000
Household Income
$12,000
The Tangerine Cash Back Credit Card has no annual fees, and authorized users are also free.
The Tangerine Cash Back Credit Card offers 2% cash back in 2 categories of your choice, or 3 categories if you deposit into a Tangerine Savings Account, plus 0.5% on everything else.
The Tangerine Cash Back Credit Card requires a minimum personal income of only $12,000.
Yes, with the Tangerine Cash Back Credit Card, you can change your cash back categories every 90 days according to your spending habits.
The Tangerine Cash Back Credit Card offers groceries, restaurants, gas, entertainment, home furnishings, hotels, pharmacy, bills, renovations, transportation, gaming, fitness, and foreign transactions.
With the Tangerine Cash Back Credit Card, deposit your cash back into a Tangerine Savings Account to unlock a 3rd 2% cash back category.
The Tangerine Cash Back Credit Card allows up to 5 free authorized users to maximize family cash back.
The Tangerine Cash Back Credit Card includes purchase assurance and extended warranty with a lifetime maximum amount of $60,000.
Yes, the Tangerine Cash Back Credit Card currently offers 10% cash back for 2 months (maximum $100), which is in addition to the usual cash back.
The Tangerine Cash Back Credit Card has an interest rate of 20.95% on purchases and 22.95% on cash advances.
*Conditions apply.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Tangerine. All trademarks are property of their respective owners.
