- Annual fee
- $0
- Our valuation
- $120
- Welcome offer
- $120 cash back
- Ends Nov 30, 2026
on Tangerine's website
- Features
- Issuer
- Tangerine
- Loyalty Program
- Cash Back
- Fees and terms
- Annual Fee
- $0
- Additional card
- $0
- Min. annual income
- $50,000+
- Household income
- $80,000+
- Interest rates
- Purchases
- 20.95 %
- Cash advance
- 22.95 %
- Balance transfer
- 22.95 %
- Foreign transaction fee
- 2.5 %
Issuer terms
- Get $120 with a Tangerine® Money-Back World Mastercard®*.
- Spend $1,500 in your first 3 months to enjoy this Bonus.††
- Get 2% unlimited cash back in 2 categories of your choice and 0.5% on all your other purchases.
- Plus, unlock a third 2% category when your cash back is deposited into a Tangerine Savings Account.
- Rewards
- Rate
- Groceries
- 2x
- Gas & EV
- 2x
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
- Extended Warranty
- +1 year
- Mobile Device
- ✓
- Auto Rental Collision
- 31 days
Pros
- No annual fee
- Welcome bonus of $120
- 2x on groceries
Cons
- Requires good credit
To choose the Tangerine® Money-Back World Mastercard®*, you must meet one of the following criteria: a gross annual income of at least $50,000, a gross annual household income of at least $80,000, or combined balances of $250,000 or more in Tangerine bank accounts, Tangerine Investment Funds accounts, or a combination of the two.
This credit card has no annual fee and allows you to earn cash back on your everyday purchases. With the current offer, you can get $120 when you spend $1,500 within your first three months††.
You get 2% unlimited cash back in 2 categories of your choice and 0.5% on all your other purchases. Plus, you can unlock a third 2% category when your cash back is deposited into a Tangerine Savings Account.
Choose from 13 spending categories (groceries, gas, restaurants, and more) and change them every 90 days to match your habits◊…






