Best RBC Credit Cards in Canada - October 2026

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Points and Rewards

• Earn 1.25 Travel points on travel-related purchases¹²
• Earn 1 Avion point on all other eligible purchases²
• Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^{^}!

Get Extensive Insurance

• Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance⁹, travel accident insurance⁷, trip cancellation insurance⁷, mobile device insurance⁷, and more.

Book Any Flight

• Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^†!

Book Flights for Maximum Value

• Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year^†.

Save at Petro-Canada

• Link your cards and instantly save 3¢/L on fuel⁴ and earn 20% more Petro-Points⁵ and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

• Link your RBC Credit Card and earn 50 Be Well^™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

• Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription¹⁶

Hertz

• Get up to 20% off at Hertz¹⁰

Get insurance coverage for travel and more⁷.

• Out of Province/Country Emergency Medical Insurance
• Travel Accident Insurance
• Auto Rental Collision/Loss Damage Waiver Insurance
• Trip Cancellation & Trip Interruption Insurance
• Delayed Baggage and Flight Delay Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security & Extended Warranty Insurance
• Mobile Device Insurance up to $1500⁷

Welcome Offer: Get up to 70,000 WestJet points¹

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC^®

• Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard⁴
• Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card¹¹
• Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card⁵, or choose to exchange it for one of the following:
  • A 30% flight discount for one traveller⁸
  • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package⁹
  • Two airport lounge passes¹⁰

WestJet Points earned with the WestJet RBC World Elite Mastercard

• Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations²
• Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare³
• Earn 1.5 points for every dollar you spend on all other everyday purchases²
• WestJet points can now be redeemed to cover taxes, fees and surcharges⁷
• No blackout periods.
• You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.¹³

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.¹⁴

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card¹⁵.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.¹² This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

• Mobile Device Insurance¹⁶
• Trip Cancellation Insurance¹⁶
• Out-of-Province/Country Emergency Medical Insurance¹⁶
• Trip Interruption Insurance¹⁶
• Flight Delay Insurance¹⁶
• Travel Accident Insurance¹⁶
• Auto Rental Collision/Loss Damage Waiver Insurance¹⁶
• Delayed Baggage Insurance¹⁶
• Hotel/Motel Burglary Insurance¹⁶
• Purchase Security and Extended Warranty Insurance¹⁶

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Earn up to 28,000 Avion points^ – a value of up to $200 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

• Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more¹
• Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
• Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

Annual Fee $48

Get up to 14,000 Avion points^ – a value of up to $100 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

• Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more¹
• Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
• Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

No annual fee

Earn 50,000 Aviosˆ with the RBC^® British Airways Visa Infinite‡ Card

Here is how to earn 50,000 bonus Aviosˆ:

• Earn 50,000 Avios when you spend a minimum of $6,000 CAD in the first 3 months of account opening.

Benefits:

• Earn 3X Avios for all purchases made with British Airways and BA Holidays*
• Earn 2X Avios per Canadian dollar on dining and food delivery*
• Earn 1 Avios per Canadian dollar on eligible net purchases*
• Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
• 10% discount on British Airways flights when booking and paying with your card∞
• Redeem your Avios for flights with British Airways and oneworld network partner airlines**
• Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance¹, flight delay insurance², hotel burglary insurance³, and rental car insurance⁴. Additionally, eligible purchases made with the card are protected³.
• Premium Visa Infinite benefits⁵, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
• 24/7 Concierge Service⁵
• Link your RBC card to your Petro-Points card and instantly save 3¢ per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
• Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
• Get a complimentary DashPass subscription from DoorDash for up to 12 months, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card±

Get up to 100,000 Avion points¹ + 6 airport lounge passes – a value of up to $2,375!^‡ Apply by November 25, 2026.

Points and Rewards

Your points add up quickly and take you far

• Earn 1.25 Avion points for every $1 you spend. Take a look at our Air Travel Redemption Schedule to see how your points let you fly faster!

Travel your way, on your schedule, in Canada or abroad

• Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours^5.

So easy to book travel

• Use our online tool to book travel rewards instantly.

Air travel made better

• Enjoy global airport lounge access²³, airport security fast track lanes⁴, and dedicated airport parking⁴ at select Canadian airports.

Instant fuel savings at Petro-Canada

• Link your card and get the following:
• Save instantly 3¢ per litre on fuel⁸ and always get 20% more Petro-Points⁹
• Always get 20% more Avion points¹⁰

Get more Be Well points at Rexall

• Link this card to your Be Well card:
• Get 50 Be Well points for every dollar spent on an eligible product at Rexall¹⁴
• Redeem Be Well points faster to save in-store on your purchases¹⁵; 25,000 Be Well points = $10

Get up to 20% off²² at Hertz

• Up to 20% savings²² (on base rate only): this is just one of the additional benefits offered to Avion cardholders. Plus, upgrade to Five Star status in the Hertz Gold Plus Rewards program.

Get $0 delivery fees for 12 months from DoorDash¹⁸

• Add your credit card to your DoorDash account and get a free 12-month DashPass subscription18.

Extensive insurance coverage

• Mobile device insurance included – up to $1,500¹¹
• Travel with peace of mind thanks to emergency medical insurance¹³, trip cancellation¹² and trip interruption¹².
• Eligible purchases¹¹ charged to the card are also protected.

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Welcome offer

• 35,000 Avion points upon approval¹
• 20,000 bonus points when you spend $5,000 in the first six months¹
• 15,000 one-time anniversary bonus points¹

Points and Rewards

• Earn one Travel point on all eligible purchases²
• Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^{^}!

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year*. Apply by November 4, 2026.

• Take advantage of low interest rates on purchases and cash advances
• Low annual fee
• Purchase security and extended warranty insurance

Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get free deliveries for six months with DoorDash by adding your eligible RBC credit card to your DoorDash account to:

• Get a 6-month complimentary DashPass subscription – a value of almost $60.
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Welcome Offer: Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by February 2, 2027.¹

Benefits of the RBC^® Cash Back Preferred World Elite Mastercard‡

• Earn UNLIMITED cash back¹³
• Earn 3% cash back on groceries, dining, and food delivery¹
• Earn 3% cash back on gas, EV charging, rideshare, and transit¹
• Earn 3% cash back on streaming and digital gaming¹
• Earn 1% cash back on all your other everyday purchases¹
• Get exclusive access to The Mastercard Collection, experience exceptional global access to dining, entertainment and travel benefits⁷.
• Shop, dine and relax with partners to receive Mastercard Travel Rewards cash back offers⁸. Simply use your RBC Cash Back Preferred World Elite Mastercard when you travel outside Canada.
• Mastercard Travel Pass provided by Dragon Pass Membership gives you access to 1,300+ airport lounges worldwide, and access to exclusive offers from luxury retailers⁹.

Partner Benefits

• Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC Credit Card³
• Get 3x Canadian Tire Money when you link your eligible RBC card to your Triangle Rewards account, scan your Triangle Rewards card and pay with your linked RBC card⁴
• Link your RBC Credit Card and earn 50 Be Well^™ points on every $1 spent on eligible purchases at Rexall⁵
• Add your RBC Credit Card to your DoorDash account and get a free 12 month DashPass subscription⁶

Insurance

• Out of Province/Country Emergency Medical Insurance²
• Flight Delay and Delayed Baggage Insurance²
• Mobile Device Insurance²
• Purchase Security and Extended Warranty Insurance automatically protects eligible card purchases against loss, theft or damage for up to 120 days, and triples the manufacturer’s original Canadian warranty for up to two years.
• Protection for your rental car with Auto Rental Collision/Loss Damage Waiver Insurance.

New ways to view and redeem your Cash Back Reward (Effective as of December 2, 2026)

• Check your Cash Back balance anytime through Online Banking or the RBC Mobile App
• Redeem your Cash Back Reward at any time with a minimum of $1 through Online Banking or the RBC Mobile App or by calling in.¹¹
• There is no longer an automatic redemption in December: you now choose when and how to redeem your Cash Back Reward, for maximum flexibility.

Refer to the RBC page for up-to-date offer terms and conditions.

Get up to 5,000 bonus points – A value of $40!*

• Get 3,000 welcome points upon your first purchase with the moi RBC^® Visa card
• Receive an additional 2,000 points when you spend $500 in the first three months of opening your card

Get 2X the points on:

• eligible purchases made at participating stores at Metro, Première Moisson, and Brunet in Quebec, as well as at Jean Coutu in Quebec, Ontario, and New Brunswick when you present your Moi card and pay with your moi RBC Visa Credit Card
• Dining, gas and EV charging

Earn 1 point per dollar spent on all other eligible purchases

Moi makes it easy to redeem

• Redeem points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick.
• Your Moi points don’t expire

Petro-Canada

• Link your moi RBC Visa credit card to your Petro-Points card to save 3¢/L instantly on gas and earn 20% more Petro-Points at Petro-Canada

Purchase Security and Extended Warranty Insurance

• It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.

RBC Offers

• Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!