Best CIBC Credit Cards in Canada - October 2026

Welcome Offer: Apply and earn up to $1,900 in value including a first year annual fee rebate!^†

Here’s how you can get up to $1,900 in value:

• Get up to 60,000 Aventura Points during your first year (up to $1,200 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
  • 15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $285 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $160 value^†
• As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)^†

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura Points don’t expire^†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Welcome Offer: Apply and earn up to $1,900 in value, including a first year annual fee rebate!^†

Here’s how it adds up to $1,900 in value:

• Get up to 60,000 Aventura Points (up to $1,200 in travel value^†) during your first year:
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in net purchases in the first 4 monthly statement periods^†
  • 15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $285.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $160 value^†
• As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)^†

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura Points don’t expire^†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Welcome Offer: Join and get up to $200 in value^† for no annual fee.^†

Here’s how it adds up:

• Get up to 12,500 Aventura Points (up to $125 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura^® Visa* account approval.^†
  • 10,000 Aventura Points after you make your first purchase within first 4 months.^†
• As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110).^†
• Travel when it’s right for you – your Aventura Points don’t expire^†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Welcome Offer: Join and earn up to $350 in value including a first year annual fee rebate.^†

Here’s how you can earn up to $350 in value:

• Earn a 10% cash back welcome bonus of up to $200 on net purchases up to $2,000 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $120.^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

Welcome Offer: Join and earn up to $300 in value including a first year annual fee rebate.^†

Here’s how you can earn up to $300 in value:

• Earn a 10% cash back welcome bonus of up to $200 on net purchases up to $2,000 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $99.^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

Welcome Offer: Join and earn up to $125 in value^†

Here’s how it adds up:

• Get $25 cash back after you make your first purchase within the first 4 monthly statements.^†
• Get a 10% cash back welcome bonus for the first 4 monthly statements (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

Welcome Offer: Join and get up to $200 in value^† for no annual fee.^†

Here’s how it adds up:

• Get up to 12,500 Aventura Points (up to $125 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura^® Visa* account approval.^†
  • 10,000 Aventura Points after you make your first purchase within first 4 months.^†
• As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110).^†
• Travel when it’s right for you – your Aventura Points don’t expire^†
• Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Transfer your credit card balance of $100 or more – Get 0% interest for up to 10 months with a 1% transfer fee^† and a first year annual fee rebate^†

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card.
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the “Apply now” link.

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.^†

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Get 50% off Disney+ for 6 months

Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits.^†

^†Conditions Apply. “Cash” means cash advances, balance transfers and CIBC Convenience Cheques.

• Earn up to 100,000 Aeroplan points:
  • 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods^†
  • 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods^†
  • 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods^†
• Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
• Enjoy access to Maple Leaf^TM lounges, a $550 value^†
• Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370^†
• Plus, get a discount on the NEXUS^TM program application fee, a $100 value^†