Best Visa Credit Cards in Canada - October 2026

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Points and Rewards

• Earn 1.25 Travel points on travel-related purchases¹²
• Earn 1 Avion point on all other eligible purchases²
• Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^{^}!

Get Extensive Insurance

• Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance⁹, travel accident insurance⁷, trip cancellation insurance⁷, mobile device insurance⁷, and more.

Book Any Flight

• Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^†!

Book Flights for Maximum Value

• Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year^†.

Save at Petro-Canada

• Link your cards and instantly save 3¢/L on fuel⁴ and earn 20% more Petro-Points⁵ and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

• Link your RBC Credit Card and earn 50 Be Well^™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

• Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription¹⁶

Hertz

• Get up to 20% off at Hertz¹⁰

Get insurance coverage for travel and more⁷.

• Out of Province/Country Emergency Medical Insurance
• Travel Accident Insurance
• Auto Rental Collision/Loss Damage Waiver Insurance
• Trip Cancellation & Trip Interruption Insurance
• Delayed Baggage and Flight Delay Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security & Extended Warranty Insurance
• Mobile Device Insurance up to $1500⁷

Earn up to $1,250 in first year welcome offers, rewards and savings^*, including up to 35,000 bonus Scene+ points¹

• Earn 3x Scene+ points¹ for every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops and more
• Earn 2x Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more)
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country Program
• Get up to 10¢/L in value on fuel purchases at Shell with your card linked to a Shell Go+ Account (instant discounts and Scene+ points value; the maximum assumes a V-Power premium fuel purchase and includes a promotional 4¢/L discount available until June 1, 2027)

Rates, fees and other information are effective as of Aug 4,2026. Subject to change.

Get 15% cash back on all purchases (up to $2,000 in total purchases) for the first three months¹. 0% introductory rate on balance transfers for the first 12 months (2% cash advance fee, thereafter: 22.99%)¹.

• Pay no annual fee in the first year, including on additional cards¹
• 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
• 2% for every dollar spent on gas and daily transit purchases
• 1% cash back on all other purchases with no cashback limit
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country Program
• Comprehensive Travel Insurance & New Mobile Device Insurance coverage
• New 2% Cash Back earn category: You will earn 2% on all eligible purchases of Food Delivery¹.
• New Cash Back Anytime feature: Redeem your cash back that you’ve earned whenever you need it, through the Scotia app or Scotia Online ($25.00 minimum redemption)¹.
• Get up to 7¢/L in value on fuel purchases at Shell with your card linked to a Shell Go+ Account (instant discount, cash back and Scene+ points value; the maximum assumes a premium fuel purchase with your Scene+ account also linked to Shell Go+)

Rates, fees and other information are effective as of July 2, 2026. Subject to change.

Get up to $1,150 in value, including up to 70,000 bonus points, a monthly statement credit for streaming services, a $50 statement credit, and no annual fee for the first year.*

• Earn 5x the BMO Rewards points on groceries, delivered or takeout meals, rideshares, public transit, and gas*
• Plus, earn 1 point for every dollar spent on everything else*
• Get a $50 lifestyle anniversary credit to use as you wish*
• Mobile Device Insurance that covers you for up to $1,000 per occurrence*
• Earn 10% more points when you add an authorized user to your account*
• Pay with Points by browsing your recent transactions and you can redeem your points for as little as $1*
• Extended Warranty* and Purchase Protection*
• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Earn up to $600 in total value^†, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^† and receive an Annual Fee rebate for the first year^†. Conditions Apply.

• Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made^†.
• Receive 24/7 Roadside Assistance with Free Deluxe TD Auto Club membership^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year Annual Fee rebate, you must add your first Additional Cardholder while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

• Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases^†.
• Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
• Earn 1% in Cash Back Dollars on all other Purchases^†.
• Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours^†!
• Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.