Annual Fee
$0
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
$240
✓
Pros
- ✓Purchase protection included
- ✓No annual fee
✗
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
1x
pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
1¢/ point
0.50¢3¢
Points Earned
22,320
pts/yr
Estimated Value
$223
After Fees
+$223
1st Year Value
$223
incl. welcome bonus
Annual rewards breakdown
Groceries$4,800/yr × 1x4,800 pts
Restaurants$1,920/yr × 1x1,920 pts
Gas$3,600/yr × 1x3,600 pts
Recurring$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1x
Total points earned22,320 pts
Travel Insurance
✓
Delayed Baggage
Up to $300
✓
Travel Accident
Up to $250,000
Purchase Protection
✓
Purchase Protection
Included
✓
Extended Warranty
+1 year(s)
✓
Auto Rental
Up to $65,000 / 31 days
Interest Rates
- Purchase Rate21.9%
- Cash Advance21.9%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- $1 in travel rewards for every $100 on all purchases
- There is no limit to the number of reward miles you can earn.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.